KNOWLEDGE BASE

Are there requirements needed for my Avvance application to get approved?

When we are considering an Avvance loan application for approval there are various requirements and factors that may affect approval. Here's some basic information we consider.   

Applicants must:

  • Be at least 18 to apply.
  • Be a resident of the U.S. or U.S. territories.
  • Have a Social Security number.
  • Have a U.S. registered mobile phone number that can receive text messages.

This is not an all-inclusive list. The following factors may also affect your eligibility: 

  • Your credit score and credit use. 
  • Payment history with U.S. Bank, including overdue payments, deferred payments, and loan delinquency.
  • Number of Avvance installment loans you currently have.
  • Income and debt verification.
  • Any recent bankruptcy filings.

There's no guarantee that you'll be approved. If your application is denied, you'll be notified immediately and receive a letter in the mail explaining the decision. 

For more information on the approval process, feel free to contact us at 800-210-2364.