We make it easy to enroll in Real-Time Rewards. If you need to change something, you can always manage your settings at any time after enrollment. 

Online banking

For the best online banking experience, we recommend logging in at usbank.com.

1. Locate the card you want to enroll and select View rewards, then choose Redeem rewards.
2. Choose Real-Time Rewards, then select Enroll now. 
3. Enter your mobile number, confirm it, and provide a minimum purchase amount (defaults to $10).
   Note: The name on the card and last four digits of that card number will automatically populate on the form. 
4. All categories are selected as a default. Uncheck the box to customize your categories. 
5. Review the terms, if you accept then mark the check box and select Continue. 
6. Review your enrollment information. If correct, select Confirm. 

U.S. Bank Mobile App

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

1. Select the card you want to enroll, choose Rewards and benefits, then select Redeem or view my rewards.
2. Choose Real-Time Rewards, then select Enroll now. 
3. Enter your mobile number, confirm it, and provide a minimum purchase amount (defaults to $10).
   Note: The name on the card and last four digits of that card number will automatically populate on the form. 
4. All categories are selected as a default. Uncheck the box to customize your categories if you'd like. 
5. Review the terms, if you accept then mark the check box and select Continue. 
6. Review your enrollment information. If correct, select Confirm. 

Additional information

• The minimum purchase amount is what you set to trigger a text alert to your mobile device.
  • When it's received, you can redeem your cash rewards immediately. The credit will appear on your next statement.
  • Minimum purchase amounts are $150 for car rentals and lodging; $10 for all other categories.
• You won't receive text alerts for purchases that don't meet the minimum amount you select above.
• Gas station and restaurant categories are not available for redemption.