Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.2
Avoid interest and late fees with automatic payments that put you in control. Pick a payment due date that works for your schedule.3
Get tools to help keep you informed of threats that may affect your identity.4
Awarded Best 0% Intro APR and Balance Transfer Credit Card
Enter your estimated balance transfer amount and current APR.
Calculator assumes a minimum payment of either $40 or 1% of your new balance (whichever is greater) and a 30-day billing cycle.
This calculator is for illustrative purposes only.
U.S. Bank credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range.
The U.S. Bank Visa Platinum Credit Card typically offers our best and longest introductory APR offer on purchases and balance transfers.
U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account activity.