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U.S. Bank Visa® Platinum Credit Card

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Exclusively for U.S. Bank Customers

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                U.S. Bank Visa® Platinum Card

                Zero in on the low introductory APR.*

                Special 0% introductory APR* on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently 10.74% – 22.74%*, based on your creditworthiness.

                With the U.S Bank Visa® Platinum Credit Card, you'll enjoy simplicity and more buying power.

                Platinum Visa Credit Card Benefits

                • Zero Fraud Liability1 - You are not responsible for unauthorized transactions if your U.S. Bank Visa Platinum card is ever stolen.
                • Fraud Protection – detects and notifies you of any unusual card activity to help prevent fraud.
                • Auto Rental Insurance - It's yours automatically - at no extra cost - when you charge your entire car rental on your U.S. Bank Visa® Platinum Credit Card and decline the rental company's collision damage waiver option. Coverage on a 24-hour basis for damage due to collision or theft.2
                • Online Banking – The easiest way to bank online! With this service you can view current statements, download account history, check your balance, make a payment from your U.S. Bank Checking or Savings account, get a cash advance and much more.
                • Automatic Bill Pay - Take advantage of this easy way to pay bills online.
                • FlexControl - U.S. Bank offers this online tool that can help you avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster. Learn more at
                • No Annual Fee

                • U.S. Bank Overdraft Protection can automatically transfer funds from your U.S. Bank Visa® Platinum account into your checking account when needed.
                • Convenience Checks are available at your request to pay bills, make purchases or consolidate other high-interest balances.
                • Cash Access at over 1,000,000 ATMs worldwide.
                • Balance Transfers to your U.S. Bank Visa from higher interest rate credit accounts could save you money while giving you the convenience of a single monthly payment.

                Apply for the U.S. Bank Visa Platinum Credit Card

                Introductory APR Offer Credit Cards

                Want to enjoy a low interest rate for an introductory period? You’ll find what you’re looking for with our selection of introductory APR offer credit cards – apply today.

                Credit Card APR

                Learn about credit card interest rates to understand how to secure and keep your APR low. Discover what goes into credit card APR and how to qualify for the lower rate.

                Apply for This Credit Card

                Online Account Access

                Log in to view your statement, pay your credit card bill, set up customized account alerts, redeem rewards and more.

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