VA Loan Calculator | VA Home Mortgage Payments

Use this VA mortgage calculator to get an estimate.

This VA loan calculator provides customized information based on the information you provide. But, it assumes a few things about you. For example, that you're buying a single-family home as your primary residence. This calculator also makes assumptions about settlement costs, lender's fees and other costs.

Estimated monthly payment and APR example: A $264,000 base loan amount with a 30-year term at an interest rate of 6.250% with no down payment and no discount points purchased would result in an estimated monthly principal and interest payment of $1,663 with an Annual Percentage Rate (APR) of 6.663% over the full term of the loan.¹

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Do I qualify for a VA mortgage loan?

A Veteran Affairs (VA) loan is a mortgage loan for Service members, Veterans and eligible surviving spouses. Contact a mortgage loan officer to verify qualifications.

Why get a VA mortgage loan?

A VA mortgage loan does not require a down payment, but may include additional costs, such as a funding fee. A funding fee is a mandatory one-time fee paid directly to the Department of Veterans Affairs (VA). The fee is a percentage of the loan amount (typically 2.3% for U.S. Bank VA Loans) and can be paid at closing or included into your loan amount and monthly payment.

Military Banking Services

U.S. Bank has products especially for military service members, Veterans and eligible surviving spouses.

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Interest rates vary depending on the type of mortgage you choose. See the differences and how they can impact your monthly payment.

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First-time home buyer help.

Get answers to common home-buying questions.

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How does my credit score affect my mortgage rate?

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What documents are part of the mortgage process?

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Disclosures

Estimated monthly payment and APR calculation are based on a down payment of 0% and borrower-paid finance charges of 0.862% of the base loan amount, plus origination fees if applicable. Estimated monthly payment and APR assumes that the VA funding fee of $6,072 is financed into the loan amount. Estimated monthly payment does not include amounts for taxes and insurance premiums and the actual payment obligation will be greater.

Calculators are provided by Leadfusion. This calculator is being provided for educational purposes only. The results are estimates that are based on information you provided and may not reflect U.S. Bank product terms. The information cannot be used by U.S. Bank to determine a customer's eligibility for a specific product or service. All financial calculators are provided by the third-party Leadfusion and are not associated, controlled by or under the control of U.S. Bank, its affiliates or subsidiaries. U.S. BANK is not responsible for the content, results, or the accuracy of information.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

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