VA loan calculator

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Prequalify

Use this VA mortgage calculator to get an estimate.

This VA loan calculator provides customized information based on the information you provide. But, it assumes a few things about you. For example, that you're buying a single-family home as your primary residence. This calculator also makes assumptions about closing costs, lender’s fees and other costs, which can be significant.

Estimated monthly payment and APR example: A $225,000 base loan amount with a 30-year term at an interest rate of 4.125% with no down-payment would result in an estimated monthly payment of $1,126.45 with an Annual Percentage Rate (APR) of 4.471%.1

Do I qualify for a VA mortgage loan?

A Veteran Affairs (VA) loan is a mortgage loan for Service members, Veterans and eligible surviving spouses. Contact a mortgage loan officer to verify qualifications.

Why get a VA mortgage loan?

A VA mortgage loan does not require a down payment, but may include additional costs, such as a funding fee. A funding fee is a mandatory one-time fee paid directly to the Department of Veterans Affairs (VA). The fee is a percentage of the loan amount (as high as 3.3%) and can be paid at closing or included into your loan amount and monthly payment.

Military Banking Services

U.S. Bank has products especially for military service members, Veterans and eligible surviving spouses.

See all military banking services

Check out today’s mortgage rates.

Interest rates vary depending on the type of mortgage you choose. See the differences and how they can impact your monthly payment.

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Our mortgage specialists are ready to help.

An experienced mortgage loan officer is just a phone call or email away, with answers for just about any home-buying question.

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