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U.S. Bank Smartly® checking

Simplify how you manage money. Take advantage of top-rated digital tools, and set up your direct deposit in minutes. Plus, access exclusive discounts when you enroll in U.S. Bank Smart Rewards®.

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Lock in returns

CD Special

Achieve your highest earning potential with reliable, FDIC-insured returns.¹

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Elevate your savings

Elite Money Market Account

Easily access your money while earning competitive rates.

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Design your future

Retirement planning

Prepare for the life you envision with a custom plan and expert guidance.

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Be rewarded

Cash+ Signature card

Earn 5% cash back on two categories you choose, plus a $200 rewards bonus.

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Step-by-step guidance, wherever you are

With cobrowse, you can securely share your screen while we talk through your finances. From setting up direct deposit, a new debit card or spending limits – we can do more, together.

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All the tools you need, all in one app

Track your spending, get personalized insights, build a better budget and set savings goals with the U.S. Bank Mobile App. Try it today and see why more than a million users have given it five stars.

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#1 mobile banking app in 2023 Mobile Banking Scorecard

Nearly 5-star rating in both major app stores

Top marks from industry faves

Our dedication to making ethical decisions means we’re a bank you can trust.

One of the World’s Most Ethical Companies^© for the tenth consecutive year

2024 World’s Most Admired Super Regional Bank for 14 consecutive years

#1 for Personal Banking Customer Satisfaction in California, four years in a row

Your partner in prosperity

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Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank does not offer insurance products but may refer you to an affiliated or third party insurance provider.

FDIC insured to the maximum allowed by law.

Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

U.S. Bank named one of the “World’s Most Ethical Companies®” Ethisphere Institute, February 2024 (also 2015–2023); for more information about the ‘World’s Most Ethical Company’ designation and scoring methodology, please visit www.worldsmostethicalcompanies.com.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Fortune, ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune^® is a registered trademark and Fortune World’s Most Admired Companies^™ is a trademark of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, U.S. Bancorp, N.A.

U.S. Bank received the highest score in California in the J.D. Power 2021-2024 U.S. Retail Banking Satisfaction Studies of customers' satisfaction with their primary bank. Visit jdpower.com/awards for more details.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.