How much will your home cost?

Minimum home value amount is {{minHomeCost}}

Options for a loan with a down payment of (3.5%)

As of . Note: This calculator assumes a 3.5% down payment for conforming FHA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a FHA loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming fixed-rate loans.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a conventional fixed-rate home loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for adjustable-rate loans. After your introductory rate term expires, your payment and rate may increase.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for an ARM loan. Try a jumbo loan.

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Options for a loan with a down payment of (0%)

As of . Note: This calculator assumes a 0% down payment for conforming VA mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a VA loan. Try a jumbo loan.

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Options for a loan with a down payment of (20%)

As of . Note: This calculator assumes a 20% down payment for conforming jumbo mortgages.

The rates displayed are only applicable in certain ZIP codes. For loan amounts above $424,100, try a jumbo loan.

The amount you have entered is not recommended/available for a jumbo home loan. Try another type of loan or a line of credit.

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Use this FHA mortgage calculator to get an estimate.

An FHA loan is a government-backed conforming loan insured by the Federal Housing Administration. FHA loans have lower credit and down payment requirements for qualified homebuyers. For instance, the minimum required down payment for an FHA loan is only 3.5%. The FHA mortgage calculator includes additional costs, including upfront monthly mortgage insurance (MIP) and annual premiums in the estimated monthly payment.

This FHA loan calculator provides customized information based on the information you provide, but it assumes a few things about you - for example, you have what is considered very good credit (a FICO credit score of 740+) and you're buying a single-family home as your primary residence. This FHA mortgage calculator also makes some assumptions about typical down payment amounts, settlement costs, lender's fees, mortgage insurance, and other costs. Learn more about these assumptions below.

For a more accurate rate quote, talk to a mortgage loan officer.

Let us help answer all of your home finance questions and help you find the mortgage that's right for you - with monthly payments you can afford. You can also see if you prequalify online, so you'll have a better idea of how much you could afford.

Learn more about these assumptions in the FHA Loans disclosures below.