U.S. Bank credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range.
on dining, takeout and restaurant delivery
on streaming services, at grocery stores (discount stores/supercenters and wholesale clubs excluded effective September 9, 2024) and at gas stations/EV charging stations (discount stores/supercenters, grocery stores and wholesale clubs excluded effective September 9, 2024)
on all other eligible purchases
Best-Of Awards winner for Best Credit Card for Dining Benefits (4X winner)
Gold Medal Best Dining Rewards Card
Best Credit Card for Dining Out/Takeout/Delivery
Enjoy no annual fee and get 0% intro APR* on purchases and balance transfers† for the first 12 billing cycles. After that, a variable APR applies, currently $.*
Enjoy no foreign transaction fees when making purchases outside the United States.
Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.
Includes Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change.
Enter your estimated monthly spend below and your potential points will be calculated automatically.
Calculated earnings are based on current earn rates and will change effective September 9, 2024
U.S. Bank credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range.
You can earn:
Choose from rewards options like travel, merchandise, cash back2 and gift cards. Or, redeem points instantly for nearly any purchase with Real-Time Rewards.
NEW: Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100%.
Redeeming points is quick and easy. Choose any of the following:
Points never expire on your Altitude Go Card. Redeem them right away or save for later.
Yes. Your Altitude Go Card is eligible to use at Shopping Deals. Shopping Deals is the easiest way to earn additional points while shopping online at over 1,100 stores using your U.S. Bank credit card.
Once enrolled:
By using Shopping Deals with your Altitude Go Card, you’ll be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Shopping Deals site.
Yes. Your Altitude Go Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.
Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
U.S. Bank ExtendPay® Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest* – just a fixed monthly fee.
If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay Plan eligibility may change based on your credit card account activity.