Payments fraud protection

Reduce financial risk and protect your organization.

The safety of your payments and operational processes is our first priority. That’s why we invest in banking, card services and treasury management tools to fight fraud, rolling out new functionality for our clients while being committed to making digital payments safe and secure for complete peace of mind. Learn about fraud protection for payments processing your organization can implement to stay safe in the ever-evolving landscape of financial fraud.

Contact us about fraud protection

How robust is your current fraud prevention program?

Establish strong controls and schedule periodic reviews to protect your organization from payments fraud. Discover gaps in your fraud protection system, and help detect fraud before it happens.

Get the fraud prevention checklist

U.S. Bank fraud prevention solutions

Secure electronic payments

Benefit from recently launched innovative payment rails like Real Time Payments (RTP®) and Zelle® with the same peace of mind that the traditional payment methods offer.

U.S. Bank solutions can help:

  • Set transaction limits for initiators and approvers
  • Require dual authorization
  • Review exceptions online for incoming ACH (debits)
  • Track ACH Positive Pay authorization status
  • Replace direct debits using newer features like "Request for Payment"
  • Channel and file level encryptions available for batch transmissions

Protect cardholder data

Easy to implement tools can help keep your transactions secure and your business running smoothly, all while complying with the complexities of the Payment Card Industry Data Security Standard (PCI DSS).

U.S. Bank Payment Solutions powered by Elavon has solutions to help you keep cardholder data secure:

  • Implement EMV-enabled, encryption and tokenization card acceptance solutions
  • Streamline the PCI certification process with our web-based, PCI certification tool
  • Get assistance with the PCI Self-Assessment Questionnaire (SAQ) and vulnerability scanning
  • Access Elavon PCI professionals available for questions online, by phone and by email

Make safer check payments

Establish and follow best practices for check approvals, paper check stock controls and check processing.

U.S. Bank solutions can help:

  • Review exceptions, and payee exceptions, daily and make payment decisions
  • View check images online to eliminate the risk of storing cancelled paper checks
  • Place blocks on accounts to prevent unauthorized debits
  • Reconcile accounts daily or monthly
  • Outsource check processing to eliminate the risk of storing check supplies


Get secure online access to all your treasury management data and tools when you use our proprietary online business banking portal, SinglePoint.

U.S. Bank solutions can help:

  • Review your accounts online, at any time with SinglePoint Information Reporting
  • Install IBM® Trusteer Rapport to detect and eliminate malware
  • Receive payment service alerts by email, text or fax with SinglePoint Alerts & Notifications 

Fraud protection tips

Payments fraud prevention best practices

Take these steps to help build your payments fraud prevention program on a foundation of best practices.

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