Affordable housing

Low Income Housing Tax Credits (LIHTC) offer a federal subsidy that helps finance the construction and renovation of low-income rental housing – bringing safe and affordable housing to those who need it most. Our platform is also designed to provide affordable housing lending for the construction and restoration of low-income apartments.

Economic development

New Markets Tax Credits (NMTC) support business growth and job creation and spur economic development in underserved communities across the country. Typical projects involve the acquisition, rehabilitation or construction of real estate, or the expansion of businesses operating in low-income communities.

Historic restoration

Historic Tax Credits (HTC) encourage private-sector investments to restore and re-use historic buildings. These projects preserve our nation's history and serve as a local economic engine, bringing new affordable housing, amenities and employment opportunities to communities in need.

Environmental finance

We offer a full suite of products and services, including tax credit financing. Renewable Energy Tax Credits (RETC) help provide clean energy options to our nation's homes, towns and businesses. Solar, wind and other types of projects are not only good for the environment, they also create jobs for local communities.


Meet your financial goals while generating positive social or environmental benefits. We pair qualified investors seeking attractive after-tax returns with customized state and federal tax credit investment portfolios. These new and vital sources of capital stimulate community and economic development projects.

Financial services

Reach your financial goals and find alternatives to fulfill capital needs not always met by mainstream financial institutions. We provide community lending, deposit and treasury management, card products, investment options and more to help you find financial solutions to meet your specific needs.

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Investment products and services are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency

The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Deposit products are offered by U.S. Bank National Association. Member FDIC. All credit products offered by U.S. Bank National Association are subject to normal credit approval and program guidelines. Eligibility requirements, other fees and conditions may apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

For U.S. Bank National Association:
Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments, Inc.:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.

Financing maximums and terms are determined by borrower qualifications and use of funds. For deferred payments, interest accrues and is amortized over the remaining balance and term.

Foreign-denominated funds are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

Deposit accounts with non-U.S. financial institutions offered through U.S. Bank are not deposits of U.S. Bank and are not insured by the FDIC or guaranteed by any governmental agency or authority, or by U.S. Bank.