Accept Payments

Flexible payment acceptance for your business

Discover payment acceptance options tailored to your business needs. From streamlining invoicing to enabling fast digital payments, find solutions that keep your operations running smoothly and efficiently.

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Find the right payment acceptance solution for your business.

Simplify ad-hoc payment acceptance

Zelle® for your business

Best for: Small businesses, freelancers, and service providers looking for fast, secure payment acceptance options.1

Product details:

Accept payments directly to your U.S. Bank account using an email or U.S. mobile number.

Payments arrive within minutes between enrolled users.

Connect with customers from over 2,000 financial institutions.

Receive payments from eligible businesses and consumers enrolled with Zelle®.

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Easily process payments at scale

U.S. Bank Payment Solutions 2

Best for: Business owners with frequent or high-volume payment acceptance needs, offering flexible POS options, Everyday Funding,3 no termination fees, and 24/7 live support for online, in-person, or invoiced payments.

Product details:

Accept physical or Tap to Pay for iPhone4card payments from customers.

Process payments by manually entering card details in person or over the phone.

Support ecommerce purchases through your online store.

  • Get a $400 statement credit in 4 simple steps 5

     

    How it works:

     

    1. Open a new U.S. Bank Payment Solutions account between January 15, 2026 and March 31, 2026.
    2. Authorize and settle at least $5,000 in payment transactions within 60 days of account opening.
    3. Receive a one‑time $400 statement credit within 60 days after if your account is open, active, and in good standing.
    4. Call today to get started.
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Need a more robust money management platform?

U.S. Bank SinglePoint® Essentials6 streamlines payment processes with secure access to cash management tools in a single platform. View balances, transfer funds, stop payments, and manage user profiles with the convenience of Mobile SinglePoint® for on-the-go account management.

Learn more

Frequently asked questions

To determine the ideal payment acceptance solution for your business, start by evaluating the volume of payments you plan to process and the methods you use to receive them. For personalized guidance in finding the right solution, contact a business banker.

U.S. Bank Payments Solution allows you to accept credit card payments in person using tap-to-pay cards or manual transactions, either face-to-face or over the phone. You can also process credit card payments online through ecommerce sales.

Yes, U.S. Bank SinglePoint Essentials enables you to receive ACH payments from both domestic and international customers. Same-day payments approved before the daily cutoff are posted to your account on the same business day. Standard payments are typically available to recipients the next business day.

  1. Enroll your eligible business checking or savings account with Zelle® through the U.S. Bank Mobile App or online mobile banking.
  2. Share your enrolled United States mobile number, email address or QR code7with your customers who are enrolled with Zelle®. There’s no need to share any sensitive account details.
  3. After the consumer sends you payment with Zelle®, you will receive your money directly into your enrolled bank account.

You can receive money from other eligible businesses if their financial institution offers Zelle® to businesses.

You can receive money from consumers if they are enrolled with Zelle®.

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

Looking for something else?

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Disclosures

  1. To send or receive money with Zelle®, both parties must have an eligible checking or savings account.
    Transactions between enrolled consumers typically occur in minutes.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

  3. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  4. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction amount limit may apply based on card issuer or network rules. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions/.

    Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

  5. Open a new U.S. Bank Payment Solutions merchant account between January 15 and March 31, 2026, process at least $5,000 in net settled transactions within 60 days of approval and receive a $400 statement credit. Credit is applied within 60 days after reaching $5,000, provided your account remains open, active, and in good standing with no outstanding recovery balance. Limit one credit per Merchant ID; offer valid for U.S. merchants only. Available to new payment processing accounts for customers not currently using U.S. Bank and/or Elavon (a U.S. Bank company) for merchant processing. Cannot be combined with other promotions. Certain business types, Association Partners, Business Essentials customers and registered Payment Facilitators are ineligible. U.S. Bank may modify or end this offer at any time; additional restrictions may apply.

  6. U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

  7. QR Code® is a registered trademark of DENSO WAVE INCORPORATED.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

iPhone is a registered trademark of Apple Inc.

General conditions and fees may apply. See a business banker for details.