BUSINESS REMOTE CHECK DEPOSIT

Save time and improve your cash flow.

Skip trips to the bank with remote check deposit options for businesses large and small.

Contact a banker

What is remote deposit capture?

Remote deposit capture (RDC) is a way to process business payments without sending paper checks to your bank or credit union. Take a photo of checks remotely and send images of the check to the bank for deposit.

What RDC option is best for your business?

U.S. Bank remote deposit capture options include entry-level solutions, high-volume check processing systems and integrated check-and-card devices.

Overview

Mobile check deposit

Deposit Express

On-site electronic deposit

Best for

Sole proprietors and small businesses that have a low volume of checks.

Sole proprietors and businesses that make frequent deposits, a low or moderate volume of checks or receive high-dollar checks.

Businesses and government entities that receive check payments by mail or in a drop-box environment, especially those that process a higher volume of checks and require multiple processing locations.

Benefits
  • Make mobile check deposits1 with your iPhone®, iPad® or Android® smartphone’s camera in the U.S. Bank Mobile App.
  • Up to $30,000 daily deposit2 ($30,000 over seven calendar days)
  • 10 p.m. CT daily deposit cutoff time3
  • Deposit checks at your convenience using a mobile device or web browser and scanner.
  • Convert paper checks into electronic transactions at point of receipt.
  • Collect payments from any of your business or remote locations and make deposits into one or multiple U.S. Bank accounts.
  • 10 p.m. CT daily deposit cutoff time3
  • No daily deposit limit4
  • Convert paper checks into electronic transactions at the point of sale.
  • Scan and process coupons and other non-monetary remittance items along with checks.
  • Collect payments from any of your business locations and make daily deposits into a single account or multiple U.S. Bank accounts.
  • 10 p.m. CT daily deposit cutoff time3
  • No daily deposit limit4

Overview

Best for

Mobile check deposit

Sole proprietors and small businesses that have a low volume of checks.

Deposit Express

Sole proprietors and businesses that make frequent deposits, a low or moderate volume of checks or receive high-dollar checks.

On-site electronic deposit

Businesses and government entities that receive check payments by mail or in a drop-box environment, especially those that process a higher volume of checks and require multiple processing locations.

Overview

Benefits

Mobile check deposit
  • Make mobile check deposits1 with your iPhone®, iPad® or Android® smartphone’s camera in the U.S. Bank Mobile App.
  • Up to $30,000 daily deposit2 ($30,000 over seven calendar days)
  • 10 p.m. CT daily deposit cutoff time3

Deposit Express
  • Deposit checks at your convenience using a mobile device or web browser and scanner.
  • Convert paper checks into electronic transactions at point of receipt.
  • Collect payments from any of your business or remote locations and make deposits into one or multiple U.S. Bank accounts.
  • 10 p.m. CT daily deposit cutoff time3
  • No daily deposit limit4

On-site electronic deposit
  • Convert paper checks into electronic transactions at the point of sale.
  • Scan and process coupons and other non-monetary remittance items along with checks.
  • Collect payments from any of your business locations and make daily deposits into a single account or multiple U.S. Bank accounts.
  • 10 p.m. CT daily deposit cutoff time3
  • No daily deposit limit4

Explore related products & offerings.

payment solutions

In-person payments

Accept customer payments in-person, at your business location or on the go with U.S. Bank’s versatile payment and point-of-sale solutions.

Learn more
in-person payments

Point of sale

U.S. Bank point of sale solutions enable businesses to securely accept card and contactless payments anytime, anywhere.

Learn more
resource center

Small business resources

Get started with U.S. Bank small business resources to help grow and manage your business. Find funding opportunities, advisors in your community and more.

Learn more
business savings

Business savings accounts

Find the best business savings account for you. Compare U.S. Bank account options and apply online to start maximizing your earnings.

Learn more

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call  800-673-3555 to talk with a representative right away.

Looking for something else?

Go to support hub
Start of disclosure content

Disclosures

  1. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

  2. Deposits made using mobile check deposit are subject to the Digital Services Agreement and may not be available for immediate withdrawal. See the Digital Services Agreement for details regarding the mobile check deposit funds availability policy.

  3. A deposit made after our daily cutoff time on a business day, or on a day we are not open for all forms of business, will be considered deposited on the next full business day.

  4. Eligibility requirements, restrictions, and fees may apply. See a business banker for details.

Start of disclosure content

iPhone is a registered trademark of Apple Inc.

Android is a trademark of Google LLC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Deposit products are offered by U.S. Bank National Association. Member FDIC.