SinglePoint® Essentials

Manage payments and cash flow in one place.

U.S. Bank SinglePoint® Essentials offers tailored cash management services for small businesses and local governments, enabling secure account management, customizable reporting, and efficient transactions.

Discover the benefits of SinglePoint® Essentials

Effectively manage cash flow with streamlined access, insights, and multi-user control.

Account management

  • View account balances and see transaction details.
  • Access transaction details for your bank accounts and business credit cards.
  • Download statements for U.S. Bank accounts in PDF and other formats.
  • Set up messages and alerts to stay on top of your financial position.
  • Accommodate multiple users by setting up multiple user profiles.
  • Manage accounts on the go with Mobile SinglePoint®.

Transaction services

  • Initiate wire transfers, ACH, and instant payments to transfer funds between checking and loan accounts.
  • Transfer funds between U.S. Bank accounts.
  • Execute stop payments to prevent issued checks from being cashed.
  • Prevent unauthorized checks from being cashed with Positive Pay.

A complete cash management solution

The SinglePoint® portal is designed to help you handle daily and time-critical activities spanning all tasks in treasury management, including payables, receivables, liquidity management, fraud mitigation, international banking and foreign exchange.

Digital transformation

Simplify your business and increase efficiency by transitioning to digital cash management. Whether you’re looking to reduce check payments, or you want to embed real-time processing into your customer experience, U.S. Bank brings the expertise to partner with you along the way.

Explore partner solutions for SinglePoint® Essentials.

Bank Positive Pay™

Effortlessly create and transmit Positive Pay™ files that can be imported to SinglePoint® Essentials without changing your workflow.

ACH Universal™

Generate ACH files directly from your accounting systems that can be imported to SinglePoint® Essentials to streamline payments and reduce fraud risk.

Explore related products and offerings.

Payroll services

U.S. Bank Payroll

U.S. Bank Payroll offers embedded payroll powered by Gusto so businesses can pay, onboard and support your hardworking teams in one place.

pay and transfer

Business remote check deposit

Business remote check deposit from U.S. Bank lets businesses scan and deposit checks securely, improve cash flow & streamline receivables.

payment solutions

Solutions by Industry

Explore U.S. Bank's payment solutions by industry to find point-of-sale systems, merchant services and software features designed for businesses like yours.

online banking

Cash flow tool

U.S. Bank's cash flow tool is designed to effortlessly track, monitor and forecast cash flow so you can make financial business decisions with confidence.

Let’s connect.

Find the U.S. Bank branch nearest you.

Schedule a virtual or in-person meeting with a business banker.

Fill in details about your banking needs and a representative will call you.

Call 800-673-3555 to talk with a representative right away.

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Disclosures

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

General conditions and fees may apply. See a business banker for details.

U.S. Bank is not a tax or legal advisor. When it is appropriate, you are encouraged to seek professional tax and/or legal advice.

A credit-worthiness review is required for all customers to determine eligibility for Remote Cash Deposit.

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).