Benefits and Rewards
Rewards pooling is when all rewards earned by any card within the company card program accumulate to the Central Bill account, which can only be accessed by the Authorized Officer or Authorized Representative. Central Billing is required for rewards pooling.
Most rewards accounts are automatically set up for rewards pooling. To verify if your account is set up for Central Bill with rewards pooling, contact Cardmember Service using the number on the back of your card. It will take up to two monthly statements to get set up on Central Billing and rewards pooling.
As soon as your Cash Rewards balance reaches $25, you can redeem.
Or Contact Us to reach Cardmember Service.
View the complete guide to benefits here (PDF).
Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind. Certain terms, conditions, and exclusions may apply.3
Call 1-800-348-8472 for additional details to determine if this coverage is right for you or to make a claim.
Enjoy your trip knowing you have a wide range of emergency services available 24 hours a day when you are away from home. Get help coordinating medical, legal, and travel services when you need them. You are responsible for the cost of any actual medical, legal, transportation, cash advance, or other goods or services provided. Certain terms, conditions, and exclusions may apply.3
Call 1-800-992-6029 to learn more.
Protect your credit card purchases in case of theft or damage due to a covered reason for the first 90 days from the date of purchase. Purchase Security will replace, repair, or reimburse your eligible items of personal property purchased entirely with your eligible credit card. Certain terms, conditions, and exclusions may apply.3
Call 1-800-848-1943 to learn more or make a claim.
Double the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card. Certain terms, conditions, and exclusions may apply.3
Call 1-800-848-1943 to learn more or make a claim.
Receive valuable discounts and/or gift-with-purchase offers from a wide collection of popular online and in-store retailers.
Enjoy this complimentary program where you can save up to 15% on business purchases. Enroll your Visa Business card to save money on qualifying purchases at participating merchants. Your savings appear as automatic credits on your future account statements.
Enroll in Visa Spend Clarity, a simple and powerful free tool to access and sync expenses, set employee card controls, generate reports, and more.
We have dedicated specialists available 24/7 to assist you with any questions about your account.
Contact Us or call the number on the back of your card.
We have sophisticated fraud-monitoring tools that look for abnormal spending patterns. If we see something unusual, we move fast to keep your card and your account information safe.
Your account is also protected with zero fraud liability, which means you’ll get reimbursed for 100% of fraud losses due to unauthorized use of your account. Please notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.
Your credit card is embedded with a microchip that adds an additional layer of security to your traditional magnetic stripe card. It turns cardmember information into a unique code that is virtually impossible to duplicate or copy when used at a chip-enabled terminal. If the merchant has a chip terminal, they will ask you to simply insert your card into the terminal and sign your name to verify your purchase. At merchants who are not equipped with chip terminals, swipe your card and sign your name as usual.
View your account balance, pay your credit card, set up account alerts, and more.
You know best how to manage your money, which is why U.S. Bank offers free credit card management tools that help you avoid interest and late fees. You can also set up account alerts, set controls and choose your payment due date.
Our Spend Analysis online reporting tool makes tracking and monitoring expenses easy.
Simply log in to Online Banking, select your credit card and click “Spend Analysis.”
The U.S. Bank Financial IQ website offers educational, inspirational and thought leadership topics to promote financial wellness for everyone, whether at work, home or play. To find topics to support you and your business, please visit usbank.com/financialiq and click on the "Manage your Business" section.
