Retail payment solutions

Sell in-store, online and everywhere in between.

Accept payments, manage inventory and access the technology your business needs with retail POS bundles built for every stage of growth.

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BONUS OFFER

Get your $400 statement credit in 3 simple steps1

How it works:

 

  1. Open a new U.S. Bank Payment Solutions account between July 1, 2026 and September 27, 2026.
  2. Authorize and settle at least $5,000 in payment transactions within 60 days of account opening.
  3. Receive a one‑time $400 statement credit within 60 days after your account is open, active and in good standing.
  •

Everything you need to run your retail business

Our Elavon retail solutions, in partnership with Wix®, gives you quick access to your funds while delivering a simplified customer experience.

One system, less operational drag

Avoid errors and save time with our fully integrated retail solution with real time inventory sync, simplified reconciliation and fast, flexible funding options.

A seamless experience, everywhere you sell

Enable payments the way your customers want to pay (in-store, online or on-the-go) and never miss another sale.

Built to grow with you

Launch and scale your online store quickly, reach and engage your customers, know your business with real-time analytics and get paid faster with flexible funding options.

Always-on support

Get guidance from real specialists 24/7 whenever you need help. Our team is available around the clock to keep your online business moving.

Solutions built to fit your business.

Start with a plan that fits today. Upgrade as your business grows.

Core

$15/month
Transaction and account fees apply.2

 

Best for: pop-up shops, small boutiques and other small businesses looking to sell in person, online and on the go.
 
 

Key features:

  • Manage all payments through one unified platform
  • Accept payments quickly with minimal set up
  • Fast and flexible funding options
     
 

Hardware included:

  • Axium DX8000 smart terminal
  • Elavon Mobile App
Apply now

Plus

$60/month
Transaction and account fees apply.2

Built with Wix
Best for: retail businesses looking to quickly launch and grow online and in-store, manage inventory in real time and gain actionable business insights.
 

Key features:

  • Enable payments the way your customers want to pay (in-store, online or on the go)
  • Reach new customers with additional sales channels
  • Synchronize inventory across physical and digital storefronts
 

Hardware included:

  • Axium DX8000 smart terminal
  • Wix Mobile App

 

WIX logo

Apply now

Pro

$120/month
Transaction and account fees apply.2

Built with Wix
Best for: established retailers looking to scale across multiple storefronts with advanced inventory management and tools to support complex operations.
 

Key features:

  • Support complex shipping and fulfillment
  • Access enhanced marketing and analytics tools
  • Enable loyalty programs and customer insights
 

Hardware included:

  • ELO Z30 point-of-sale system
  • Moby 5500 payment device
  • Printer, scanner and cash drawer

 

WIX logo

Apply now

Competitive rates. Better value.

Learn about our transaction fee rates so you get the most for your money. Transaction, hardware and sales tax fees may still apply.2

Swipe, tap, insert
2.60% + 10¢

For physical or tap-to-pay card payments made by customer.

Manual Transaction
3.50% + 15¢

For card payments where you enter manual card details for customer in person or over-the-phone.

Online Payments
2.90% + 30¢

For digital or ecommerce purchases online.

Compare plans

Get a side-by-side comparison of each solution to see what best fits your needs.

Plans

Core

Apply now

Plus

Built with Wix 3
Apply now

Pro

Built with Wix 3
Apply now

POS solutions built for the way you sell.

From in-store checkout, mobile POS or handheld POS, find the right solution to help you serve customers and manage your business.

Learn more

Frequently asked questions

A retail POS system helps you do more than accept payments. It brings together payment processing, inventory management, reporting, employee management and customer insights in one integrated solution, helping you streamline operations and better manage your business.

The right retail POS system should support the way you operate today while giving you the flexibility to grow. Look for a solution that brings together payment processing, inventory management, reporting, employee management and the hardware you need to run your business with confidence. When comparing retail POS systems, consider:

  1. Business needs and complexity: choose a solution that fits your size and operating model, whether you're running a single location, managing multiple stores or selling across channels.
  2. Integrated tools: look for features that help streamline daily operations, including inventory tracking, employee management, reporting and analytics.
  3. Hardware options: select equipment that matches the way you do business, from mobile readers and smart terminals to full countertop setups with registers and receipt printers.
  4. Scalability: consider not only your current needs but also future growth. A flexible solution can adapt as your business expands, transaction volumes increase or operational needs evolve.
  5. Payment acceptance: ensure your system can securely accept the payment methods your customers prefer, including contactless payments, mobile wallets and credit cards.

U.S. Bank offers retail solutions designed to support businesses at every stage of growth.

  • Core is ideal for businesses that need a simple way to accept payments, send invoices and manage recurring billing.
  • Plus is designed for businesses ready to grow online, open a physical storefront or manage both with eCommerce capabilities, marketing tools and analytics.
  • Pro is built for established businesses that need advanced online and in-store capabilities, including enhanced reporting, shipping tools and multi-user access.

As your business evolves, you can move to a solution that offers additional features and functionality.

POS integrations connect your payment solution with the systems you use every day, such as accounting software, eCommerce platforms and inventory management tools. By keeping data connected across your business, integrations can help reduce manual processes, improve reporting accuracy and make it easier to manage sales, inventory and financial operations from a single workflow.

U.S. Bank retail solutions support a connected ecosystem (such as with Quickbooks® and other softwares) that helps keep critical business data aligned across systems, making it easier to manage sales, inventory, reporting and financial workflows.

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Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-432-9413 to talk with a representative right away.

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Disclosures

  1. Open a new U.S. Bank Payment Solutions merchant account between July 1st and September 27, 2026, process at least $5,000 in net settled transactions within 60 days of approval and receive a $400 statement credit. Credit is applied within 60 days after reaching $5,000, provided your account remains open, active, and in good standing with no outstanding recovery balance. Limit one credit per Merchant ID; offer valid for U.S. merchants only. Available to new payment processing accounts for customers not currently using U.S. Bank and/or Elavon (a U.S. Bank company) for merchant processing. Cannot be combined with other promotions. Certain business types, Association Partners, Business Essentials customers and registered Payment Facilitators are ineligible. U.S. Bank may modify or end this offer at any time; additional restrictions may apply.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

Start of disclosure content

Wix® is a registered trademark of Wix.com Ltd. All other trademarks are the property of their respective owners.

U.S. Bank is not affiliated with QuickBooks®. QuickBooks® is a registered trademark of its respective owner.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Using these programs requires a merchant processing account. See a business banker for details.

Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.