Tap to Pay on iPhone

Accept contactless payments with just your iPhone.

Convenience has arrived. Tap to Pay on iPhone1is now available on the mobile POS app with any account tier option.

A pocket-sized payment solution with big benefits

Easy set up

Enjoy less hassle and added convenience. Download our mobile POS app, sign up and start taking in-person, contactless payments at any time from your iPhone.

No hardware required

Your iPhone does it all. The mobile POS app can accept all in-person payments from debit cards to various digital wallets without needing physical card readers or terminals.

Safe and secure

Protect every transaction with iPhone’s built-in privacy and security features. Apple doesn’t store card numbers or PIN information on the device or on Apple servers.

Taking payments just got easier.

Turn your iPhone into a simplified money-making machine for your business. After you download our mobile POS app:

  • New users can enable Tap to Pay on iPhone during setup and accept Apple’s terms
  • Existing users can manage preferences in Settings > Payments to start streamlining their businesses earnings
Get the mobile POS app

Find your perfect POS plan.

Simple pricing, no hidden fees and no commitments. Find the plan that’s right for you, priced for businesses of any size.

Compare plans

Common questions about Tap to Pay on iPhone

To accept a contactless payment with Tap to Pay on iPhone:

  1. Open the mobile POS app
  2. Enter the item and sale amount
  3. Present your iPhone to the customer
  4. The customer holds their card or device near the top of your iPhone, over the contactless symbol
  5. When you see the “done” checkmark, the card read is complete and the transaction is processing

Yes, Tap to Pay on iPhone generally requires an internet connection (Wi-Fi or cellular).

No, there is no limit for Tap to Pay on iPhone transactions.

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-432-9413 to talk with a representative right away.

Looking for something else?

Go to support hub
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Disclosures

  1. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction amount limit may apply based on card issuer or network rules. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions/.

    Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

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U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
Manual transaction: 3.50% of transaction amount + 15 ¢ per item
Online payments: 2.90% of transaction amount + 30 ¢ per item

Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

Apple, iPhone, iPad, Apple Pay, Touch ID and Face ID are registered trademarks, App Store is a registered service mark, and Apple Wallet is a trademark, of Apple Inc.