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MOBILE PAYMENT SOLUTIONS

Accept payments anywhere with our powerful on-the-go solution.

Explore the U.S. Bank mobile point-of-sale (POS) solution that makes accepting payments from your smartphone both easy and convenient.

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Payments made easy with mobile POS.

Why should business owners choose this simple, on-the-go POS payment solution?

Accept payments anywhere

Take payments wherever you go – at the counter, in the aisle, at the table, curbside or in the field.

Discover more ways to pay

Accept major credit and debit cards including Visa®, Mastercard®, Discover® and American Express®, and contactless options such as Apple Pay®, Google Pay® and Samsung Pay®.

Track product inventory

Manage your product inventory with up to 100 items and access insights with reports.

Get started quickly

Whether you sell at a farmers’ market or own a small shop, mobile POS provides versatile business management tools to implement and utilize quickly.

Manage your orders

Keep orders organized. Dispatch order tickets automatically when payment is completed with digital tipping and signature capabilities.

Know your customers

Manage your customer database and track average spending activities.

Start accepting payments with a mobile POS and get the first card reader for $49.1

Apply for mobile POS hardware.

Enjoy simplified payments for on-the-go businesses with the mobile card reader and mobile POS app available on iOS and Android devices.

Transaction, hardware and sales tax fees may still apply.2

Apply now

Competitive rates. Better value.

Learn about our transaction fee rates so you get the most for your money. Transaction, hardware and sales tax fees may still apply. 3

Swipe, tap, insert
2.60% + 10¢

For physical or tap-to-pay card payments made by customer.

Manual Transaction
3.50% + 15¢

For card payments where you enter manual card details for customer in person or over-the-phone.

Online Payments
2.90% + 30¢

For digital or ecommerce purchases online.

Accept contactless payments with Tap to Pay on iPhone.3

Experience the full convenience of using contactless payments. Tap to Pay on iPhoneTM 3 is now available on the mobile POS app.

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Build a payments platform for larger operations.

Looking to build out a larger payment solution? Speak with a specialist to create an equipment bundle made to scale for larger or more unique business operations.

Contact an expert

Get the support you need when you need it.

24/7 support

Never miss a beat with our industry-leading
24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding4

Improve cash flow with industry-leading funding, available seven days a week, with no daily funding limits.

Safe and secure payments

With EMV (Europay, Mastercard and Visa), contactless payment options, standard industry data security and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.

Frequently asked questions

A mobile point-of-sale (POS) system allows merchants to process payments with a mobile device such as a smartphone or tablet versus a cash register or POS terminal. U.S. Bank offers small businesses a free mobile payment app that allows merchants to accept payments on-the-go.

Yes. The U.S. Bank mobile POS allows you to accept contactless payments including Apple Pay and Google Pay.

The first step is to set up an account with a bank that offers Payment Solutions, like U.S. Bank. The “merchant acquiring bank” acts as an intermediary between the business and the credit card company, facilitating payment authentication and other technical aspects, so you can accept credit cards and other electronic payments. Once the electronic payments are processed and approved, the bank distributes the funds into your merchant account.

You can install the mobile POS app on devices that run either iOS 16.4+ or later or Android 10+ or later. You can download this app from the Apple App Store or Google Play Store. You can install the mobile POS app on multiple cell phones to easily track the sales your employees make using the app on their own devices.

Explore related products & offerings.

in-person payments

Smart terminal

The smart terminal is a cutting-edge point-of-sale system that allows businesses to accept payments, track sales and more on a handheld device.

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pay and transfer

Cash management

U.S. Bank's cash management services give you greater control over your finances. Use online & mobile banking, cash flow forecasting, payment add-ons and more.

Learn more
business savings

Business savings accounts

Find the best business savings account for you. Compare U.S. Bank account options and apply online to start maximizing your earnings.

Learn more
banking products

Business checking accounts

U.S. Bank offers various business checking accounts to help manage your cash flow. Discover our account features & benefits. Open an account today.

Learn more

Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-432-9413 to talk with a representative right away.

Looking for something else?

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Disclosures

  1. Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

  3. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see https://developer.apple.com/tap-to-pay/regions/.

    Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

  4. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

For more detailed information on digital services and fees, refer to the Digital Service Agreement.

Apple Pay is a registered trademark of Apple Inc. App Store is a service mark of Apple Inc.

Google Pay, Android and Google Play are trademarks of Google LLC. Fitbit Pay is a trademark of Fitbit LLC and/or its affiliates.

Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.