Setting up a DPX account only takes a couple of minutes; however, before you can start sending eChecks, you’ll need to verify that you’re authorized to access the checking account you added. This verification process can take minutes or up to 48 hours, depending on the complexity of the required verification.
eCHECKS DIGITAL PAYMENTS FOR BUSINESSES
Enjoy the convenience of a lower-cost digital check solution.
Get all the benefits of a paper check with a cost-effective digital alternative. Make payments easily, safely and securely with U.S. Bank’s eChecks by Deluxe®.
Save time and effort by sending your check payments digitally.
Connect to funds
As the sender, link your bank account to the Deluxe® Payment Exchange (DPX) platform and enter your payment information.
Send eCheck
Hit “send.” DPX then sends the payment and notifies the recipient via email.
Receive eCheck
The recipient receives a clickable link via email. Once clicked, the recipient will view the remittance data in DPX and choose how they want to access their funds.
What is an eCheck?
eChecks are electronic checks that contain all of the same elements as a traditional paper check, including: routing number, account number, signature, amount, recipient and check number. It’s simply a check delivered via email that can be used whenever and wherever checks are accepted.
The benefits of using eChecks
Here’s why switching to eChecks may benefit you:
- Send payments electronically (digitally) with attached receipt/remittance information.
- There’s less hassle without the need of physically writing paper checks.
- Deliver checks instantly at a fraction of the cost of paper checks.
- Provide payment without requiring the banking information of the payee.
- Issue payments to parties without bank accounts.
- Separate issuance duties: one person can create the checks, and another can approve them.
- Integrates with QuickBooks® and other accounting software.
Key information
See costs and other guarantees associated with a switch to eChecks.
How can you save with an eCheck?
A switch to eChecks will save you time, effort and money. Instead of manually distributing more expensive paper checks, it only takes seconds to send at a cheaper rate.
100% Satisfaction guarantee
If you’re unsatisfied within the first 60 days using Deluxe® Payment Exchange, Deluxe® will refund the unused portion of your eChecks order.
Pricing
Deluxe® eChecks save you money by eliminating the need for paper check stock, envelopes and stamps. See this pricing guide for specifics on our offerings.
Compare eCheck cost options
|
Number of eChecks |
Price |
Per eCheck |
|---|---|---|
|
50 eChecks |
$35.00 |
$0.70 |
|
100 eChecks |
$64.00 |
$0.64 |
|
250 eChecks |
$150.00 |
$0.60 |
|
500 eChecks |
$290.00 |
$0.58 |
|
1000 eChecks |
$570.00 |
$0.57 |
Number of eChecks
50 eChecks
Price
$35.00
Per eCheck
$0.70
Number of eChecks
100 eChecks
Price
$64.00
Per eCheck
$0.64
Number of eChecks
250 eChecks
Price
$150.00
Per eCheck
$0.60
Number of eChecks
500 eChecks
Price
$290.00
Per eCheck
$0.58
Number of eChecks
1000 eChecks
Price
$570.00
Per eCheck
$0.57
Frequently asked questions
Deluxe® eChecks are sent digitally so your payment can reach your recipient within seconds of being sent.
Deluxe® eChecks have multiple security features to minimize the chance of fraud.
Platform Security: Deluxe® DPX servers are housed in a secure, camera-monitored environment. By employing an intricate system of checks and balances, they control who can access their records. Deluxe® eChecks are not sent as an attachment but are retrieved via a link from their secure DPX system.
Organizational and Financial Controls: Your company’s eCheck Administrator can designate who can log into the DPX account and what they can do within the account. These permission levels include options such as create checks and/or sign and send checks.
No need to store sensitive financial information: All you need to send eChecks is your recipient’s email address. There is no need to obtain recipient’s sensitive financial information, so you don’t have to worry about keeping someone else’s bank information secure.
Yes, they are compatible with QuickBooks. If you use QuickBooks, simply download the free Deluxe® eChecks add-on for QuickBooks to get started. Installation is fast and easy. Create check transactions in QuickBooks like you normally do. Once integrated, Deluxe® will pull eCheck transactions from QuickBooks and send the eCheck & remittance. No double entry required. After an eCheck is created, your check register will be populated with the check numbers.
Deluxe® eChecks integrate with almost every other accounting software available. Create check transactions in your accounting software like you do today. Simply export a .CSV file containing the email addresses and remittance data for your outgoing checks. Upload the file to your Deluxe® eChecks account and deliver your payments within seconds. If you need assistance, Deluxe® Support can walk you through your integration.
The QuickBooks integration setup takes less than 5 minutes and can save you hours by reducing time-consuming accounts payable processes. Once logged into the Deluxe® Payment Exchange (DPX), select the Add-ons option from the left menu. Follow the set-up instructions or call Deluxe® Support to be walked through the set-up.
Let’s connect.
Find the U.S. Bank branch nearest you.
Schedule a virtual or in-person meeting with a business banker.
Fill in details about your banking needs and a representative will call you.
Call 800-673-3555 to talk with a representative right away.
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