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Daniel Torres Torres-Gonzalez

Wealth Management Banker - U.S. Bank

Professional designations, credentials and licenses
California Insurance License 0L91661
NMLS 1439922
headshot of Daniel Torres-Gonzalez
Clients I specialize in: New investors, Planning for college, Nearing retirement

It is my pleasure to serve the financial needs of people in Santa Barbara and Ventura County. My experience in the financial industry started in 2015 and I became a Wealth Management Banker in 2022.

I want to make managing your finances as easy as possible for you. As your Wealth Management Banker, I will partner with an investment professional to bring you a holistic approach to financial management. We will collaborate to understand your financial situation and propose personalized strategies to help you work toward your financial goals.

Outside of work, I volunteer with Habitat for Humanity. In my free time, I enjoy golfing, playing the saxophone, spending time with family and traveling.

Services I specialize in

Whether a loan, line of credit or other financing alternative is the best fit for what you’re working to achieve, we’ll help you review your options and create a funding plan.

From purchasing a first home to financing investment property, we have your mortgage needs covered with a variety of loan options, plus information to support you on your homebuying journey.

Liquid asset secured financing – a line of credit secured by eligible assets in your investment account – can be useful when you want to generate cash flow quickly for a financial opportunity or challenge.

To support your personal or business needs we offer a range of premier banking products, financing options and exclusive benefits, plus 24/7 account management through digital channels.

Primary office
936 State St
Santa Barbara, CA, 93101
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Skills

About Wealth Management from U.S. Bank and Bancorp Investments

Our integrated wealth management approach gives you access to a dedicated wealth professional, backed by a team of specialists. We offer financial strategies to individuals and families across a wide range of wealth levels. Our U.S. Bank wealth specialists offer trust and estate and wealth management banking services while our U.S. Bancorp Investment professionals provide wealth planning, investments, and insurance support.

Insights from our experts

Market news

Stay on top of the changing U.S. and global markets with our market news page. Dive deeper with our daily market analysis, volatility updates and frequent market teleconferences with U.S. Bank investment experts.

Investing insights

Are you a beginning investor wondering where to start?  Even if sometimes confusing, the average investor can grow and preserve wealth by taking advantage of a number of investment strategies. While you can't predict what the markets will do next you can take some basic investing steps to ensure you're investing wisely.

Understanding tax law changes

The Biden administration put forth two major initiatives, which were signed into law, included tax law changes. U.S. Bank explains how these changes affect taxpayers.

FAQ

Working as your partner, U.S. Bank Wealth Management can develop strategies to help you optimize the management, preservation, and growth of your working capital. We do this by:

  • Understanding your financial goals and what’s important to you
  • Developing strategies for maintaining access to cash as you explore new opportunities
  • Using customized credit options that focus on your specific goals
  • Providing tools that can help streamline your daily banking activities and complement other aspects of your financial life

Wealth Management Bankers advise you on creative ways to manage both your assets and liabilities. This may include custom credit and loans, mortgage services, jumbo loans, home equity lending, secured lines of credit, and loans, including liquid asset secured financing and more.

We’re happy to meet with you virtually or in person. It’s up to you.

Disclosures