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Melissa Ledesma

FIND A BUSINESS BANKER

Melissa Ledesma

Small Business Relationship Banker

NMLS 1934629

About Melissa

Education:
Bachelor of Arts

As a Small Business Relationship Banker, I work closely with local business owners to help them plan for sustainable growth and achieve their vision for success. I take time to understand each client's needs so I can recommend tailored solutions for lending, cash flow optimization, payment solutions and more.

I've worked in the financial services industry since 2019 and I am known for taking great pride in helping my business clients grow, whether through providing advice, connecting them with valuable resources, or supporting their lending needs I strive to make a meaningful impact both for my clients and within the community I maintain strong visibility by participating in local chambers, attending business events, and actively serving our community I am also known for being a "jack of all trades" who enjoys learning new things and continuously expanding my knowledge and skills

My goal is to be a trusted partner and advisor—delivering insights, strategic guidance and results that drive long-term growth.

I live in St George and in my free time, I enjoy spending as much time outdoors as possible. Whether it's hiking, off-roading, fishing, or camping, I love opportunities to explore and enjoy nature. I'm also passionate about music and enjoy a wide variety of genres, as well as attending live concerts whenever I can.

I would definitely consider myself a foodie and make it a point to seek out the best local restaurants and unique dining experiences whenever I travel. Above all, my favorite way to spend my time is with friends and family, creating memories and enjoying life's adventures together..

I can help you:

Let's make it easy to manage deposits, invoices, bills and accounts payable/receivable. I can help you implement digital tools and solutions for maintaining healthy cash flow.

I can work with you to find flexible lending options that support your working capital, inventory, expansion or other business needs.

Deposit, save and manage your money with confidence. I can help you choose a business bank account aligned with your goals and the way your business runs.

I can recommend business credit cards that help you manage spending, build credit, and earn rewards tailored to your spending habits.

Together, we can identify which merchant services are necessary for your business and select a Payment Solutions plan that allows you to accept payment in-person, online or on the go.

Need help using any of U.S. Bank’s digital tools? I can guide you through everything we offer to manage your finances securely and efficiently—anytime, anywhere.

Meet with me.
Make an appointment
Contact me.
435-351-9447
Location
60 S 100 E
Saint George, UT, 84770
Get directions

Business banking solutions tailored to your industry

Find your focus by exploring U.S. Bank solutions and services used by businesses like yours. We offer specialized products and industry expertise to businesses in:


  • Agriculture
  • Healthcare
  • Manufacturing
  • Nonprofit
  • Professional services
  • And more

Prepare for what's next with a trusted banking partner.

U.S. Bank has the resources, tools and solutions to help set you up for long-term success. Find everything you'll need from payments and banking services, to checking accounts and lending solutions that grow with you.

Related resources & services

Business resources

U.S. Bank small business resource center can help you grow and manage your business and to learn the next steps to become a successful business owner.

Business bank accounts

Start smart with a business bank account from U.S. Bank. Compare & open business checking accounts, business savings accounts and business CDs.

Payment solutions

U.S. Bank merchant services provides comprehensive payment processing solutions for businesses of all sizes. Get secure, reliable & efficient service now.

Frequently asked questions

Working with a business banker gives you a dedicated financial partner who understands your business and your goals. Instead of navigating complex banking products on your own, you’ll have someone who can tailor solutions to your business needs — whether that’s managing cash flow, financing growth or planning for your future.

A business banker acts as your advocate within the bank, helping you access resources quickly and efficiently so you can focus on running your business.

A small business relationship banker provides a wide range of services. This includes:

  • New or existing bank accounts or credit cards to help manage cash flow and spending.
  • Lending solutions like term loans, lines of credit and SBA loans.
  • Payment solutions to accept customer payments, manage accounts payable/receivable and more.
  • Connections to specialists, including lending, treasury, merchant services and more.

Essentially, your small business relationship banker is a single point of contact who ensures you have the right tools and guidance to grow and protect your business.

We’re happy to meet with you virtually or in person. It’s up to you.

Disclosures