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Matt Ray

Wealth Management Banker - U.S. Bank

Professional designations, credentials and licenses

NMLS 1476478

Clients I specialize in: New investors, Nearing retirement, Established investors

It is my pleasure to serve the financial needs of people in Glen Carbon, Edwardsville, Bethalto, Granite city, Collinsville and North Alton . My experience in the financial industry started in 2015 and I became a Wealth Management Banker in 2026.

I want to make managing your finances as easy as possible for you. As your Wealth Management Banker, I will partner with an investment professional to bring you a holistic approach to financial management. We will collaborate to understand your financial situation and propose personalized strategies to help you work toward your financial goals.

In my free time, I enjoy spending time with my family, traveling and watching the New Orleans Saints.

Services I specialize in

To support your personal or business needs we offer a range of premier banking products, financing options and exclusive benefits, plus 24/7 account management through digital channels.

Cash and cash equivalents offer liquidity and a source of emergency funds, but the role cash should play in your portfolio varies based on your spending needs, risk tolerance and investing timeframe.

Whether a loan, line of credit or other financing alternative is the best fit for what you’re working to achieve, we’ll help you review your options and create a funding plan.

A home equity line of credit, or HELOC, works like a credit card that’s secured by the equity you have in your home, and can be a cost-effective way to pay for major purchases.

Liquid asset secured financing – a line of credit secured by eligible assets in your investment account – can be useful when you want to generate cash flow quickly for a financial opportunity or challenge.

Contact

618-659-5455

Primary office

3601 S Hwy 159
Glen Carbon, IL, 62034

Get Directions

1 Airport Plz
Bethalto, IL, 62010

3303 Nameoki Road
Granite City, IL, 62040

1411 Lewis Rd
Edwardsville, IL, 62025

2627 State Street
Alton, IL, 62002

501 Belt Line Rd Ste 20
Collinsville, IL, 62234

Skills

Bachelor of Business Administration in Business from Southern Illinois University Edwardsville

About Wealth Management from U.S. Bank and U.S. Bancorp Advisors

Our integrated wealth management approach gives you access to a dedicated advisor, backed by a team of specialists. We offer financial strategies to individuals and families across a wide range of wealth levels. Our U.S. Bank specialists offer banking, trust and investment support while our U.S. Bancorp Advisors professionals focus on investments, planning and insurance.

Explore our news and insights

Market news

Read our up-to-date reports on economic events and news from the markets.

Investing insights

Learn about the factors that can influence portfolio performance, from diversification and risk tolerance to tax considerations and changing market conditions.

Cash management and investing strategies when interest rates are changing

A fresh look at managing cash and investments in today’s changing interest rate environment.

FAQ

Working as your partner, U.S. Bank Wealth Management can develop strategies to help you optimize the management, preservation, and growth of your working capital. We do this by:

Understanding your financial goals and what’s important to you
Developing strategies for maintaining access to cash as you explore new opportunities
Using customized credit options that focus on your specific goals
Providing tools that can help streamline your daily banking activities and complement other aspects of your financial life

Wealth Management Bankers advise you on creative ways to manage both your assets and liabilities. This may include custom credit and loans, mortgage services, jumbo loans, home equity lending, secured lines of credit, and loans, including liquid asset secured financing and more.

We’re happy to meet with you virtually or in person. It’s up to you.