Learn more about private wealth management.

We help our clients build and preserve wealth, so they can live the lives they want while supporting the people and causes they care about. Our approach goes beyond just managing your investments. We work to understand your lifestyle, family, passions and goals and then provide tailored advice and guidance. You’ll have a single point of contact – your Private Wealth Advisor – who’s backed by our experts in areas such as planning, investments, trusts and banking. Together, we’ll create a wealth plan aligned with your needs and priorities.

About Private Wealth Management

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Our integrated wealth management approach gives you access to a dedicated advisor, backed by a team of specialists. We offer financial strategies to individuals and families across a wide range of wealth levels. Our U.S. Bank specialists offer banking, trust and investment support while our&nbsp;U.S. Bancorp Advisors professionals focus on investments, planning and insurance.

About Wealth Management from U.S. Bank and U.S. Bancorp Advisors

Our integrated wealth management approach gives you access to a dedicated wealth professional, backed by a team of specialists. We offer financial strategies to individuals and families across a wide range of wealth levels. Our &lt;span class=&quot;shield_dontBreakWord&quot;&gt;U.S. Bank&lt;/span&gt; wealth specialists offer trust and estate and wealth management banking services while our &lt;span class=&quot;shield_dontBreakWord&quot;&gt;U.S. Bancorp&lt;/span&gt; Advisor professionals provide wealth planning, investments, and insurance support.

About Wealth Management from U.S. Bank and U.S. Bancorp Advisors

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“Families that have gained great fortune through entrepreneurial ventures are in the best position to have a positive and lasting impact on society. To be a part of a team that supports their effort is incredibly gratifying.”

Jason Burkey-Skye Ascent Managing Director U.S. Bank

“I am honored to help clients who are focused on growing their family’s human and intellectual capital within the framework of their financial capital. The uniqueness and complexity of individual circumstances&nbsp;allows&nbsp;us to explore many unique wealth management approaches in support of their goals.”

Ben Ollendick Ascent Managing Director U.S. Bank

“I enjoy hearing the incredible family stories our clients&nbsp;have to&nbsp;tell.&nbsp;A good story&nbsp;starts from where you came from, where you are&nbsp;today&nbsp;and where you want to go next. The part I like best is offering our unique services so that members of succeeding generations will have new stories to tell.”

Kelly Thomson Ascent Managing Director U.S. Bank 

Our experienced leaders are ready to help you amplify your purpose. Contact a Regional Managing Director to begin the conversation about your family's financial and legacy goals.

Connect with our Regional Managing Directors

Our regional offices located across the country provide a full suite of services with a relentless focus on your needs. For more information on our teams and office locations, please visit our Regional Teams page.

Ascent office locations

Your financial needs and family dynamics are unique. You deserve a partner who can draw from a range of resources to craft custom financial strategies. Ascent offers a comprehensive portfolio of services managed by advisors who know your needs inside and out.

Comprehensive services for a lasting legacy

Working as your partner, U.S. Bank Wealth Management can develop strategies to help you optimize the management, preservation, and growth of your working capital. We do this by:
<ul>
<li>Understanding your financial goals and what’s important to you</li>
<li>Developing strategies for maintaining access to cash as you explore new opportunities</li>
<li>Using customized credit options that focus on your specific goals</li>
<li>Providing tools that can help streamline your daily banking activities and complement other aspects of your financial life</li>
</ul>

Why should I work with a Wealth Management Banker?

Wealth Management Bankers advise you on creative ways to manage both your assets and liabilities. This may include custom credit and loans, mortgage services, jumbo loans, home equity lending, secured lines of credit, and loans, including liquid asset secured financing and more.

What services and support can a Wealth Management Banker offer?

We’re happy to meet with you virtually or in person. It’s up to you.

Do you offer virtual or in-person meetings?

Home Mortgage, Home Equity Line of Credit, Loans

Savings and Cash Management

Financing Strategies

Premium Banking Services

Other

Financial Planning

Investments

Retirement Income Planning

Annuities

Financial Income Planning

Investment Planning

Insurance Protection Planning

Legacy and Estate Planning

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The role of a financial advisor can go beyond investment planning. An advisor can also provide guidance for key moments throughout your life. Perhaps your finances have gotten more complex, and you’d like help creating or adjusting your wealth plan. You may be worried how market changes are affecting your investments. Or you’re experiencing a major life event, such as:
<ul>
<li>Getting married or divorced</li>
<li>Having a child</li>
<li>Starting a new career</li>
<li>Receiving an inheritance</li>
<li>Buying a house</li>
<li>Nearing retirement</li>
</ul>
An advisor can help you objectively assess where you are financially and how to prepare for the future as you work toward your goals.

Why should I work with a financial advisor?

Your advisor will ask about your goals and priorities – where you’re at today, financially, and where you'd like to go. But the main topic of conversation will be whatever’s on your mind. You can discuss how you and your advisor will work together, what you can expect from your advisor, any costs if you decide to move forward, and next steps. You’ll have plenty of time to ask questions, to help you decide if the relationship is the right fit.
<a href="https://www.usbank.com/wealth-management/wealth-advisors-and-teams/meeting-with-a-financial-advisor.html" target="_blank">Our guide</a> helps you prepare with key questions to ask and a checklist of what to bring, ensuring you start your advisory relationship with clarity.

What’s the first meeting with a financial advisor like?

No, your initial consultation is free.

Do I have to pay for my first meeting?

We’ll confirm with you what materials, such as recent bank and financial statements, may be helpful for understanding your financial picture. But it’s your choice what to bring. To help you decide – and to ensure you get the most out of the conversation with your advisor – consider the following before the meeting:
<ul>
<li>What are your most important financial goals?</li>
<li>What concerns you about your finances?</li>
<li>Did you recently experience a major life event?</li>
</ul>

Do I need to bring anything to the meeting?

Wealth Management Advisors from U.S. Bancorp Advisors, or Private Wealth Advisors from U.S. Bank Private Wealth Management can work with you to develop an overall wealth and investment plan, and help ensure all aspects of your plan align with your goals.
Additional information on licensed Wealth Management Advisors can be found at <a href="https://brokercheck.finra.org/" target="_blank">FINRA BrokerCheck</a>.

U.S. Bank Wealth Management Bankers provide traditional banking services, cash management and financing products, plus specialty services such as asset planning. Based on your needs and goals, your advisor or banker will work with other U.S. Bank wealth specialists to provide additional expertise like trust and estate services and portfolio management.

Advisors and bankers each play an important role in creating your wealth plan.

Finding the right wealth professional

Partnering with a wealth management professional starts with a conversation about your priorities and goals. What are your immediate needs? What are your financial goals now and in the future? Based on what matters most to you, your wealth management professional will provide guidance and develop a personalized plan that fits your unique needs and situation.
As your life changes, your wealth professional will work with you to make adjustments to help keep you on track. You’ll benefit from the latest technology to manage your finances, as well as ongoing insights on markets and investing, along with a range of other topics.

The benefits of working with a wealth professional

Stay informed with our up-to-date reports on economic events.

Access our latest thought leadership on investing.

Read more about trust and estate planning

Learn about types of trusts, choosing a trustee, how to involve your family and more.

Explore our news and insights

ASCENT

Professional designations, credentials and licenses

Disclosures

Find a financial advisor or banker

If your location (city or state) isn’t listed, you can work with an online U.S. Bancorp Advisors professional by making a virtual appointment. The financial advisors at <a href='https://www.usbank.com/wealth-management/find-an-advisor/wealth-management-advisory/'>Wealth Connect</a> can help with your planning needs.Alternatively, you can request a <a href='https://www.usbank.com/wealth-management/request-a-call.html'>call</a> and a financial advisor will get back to you.

From starting conversations with key stakeholders to determining the best structure for a potential sale or transition, we help business owners create a personalized business succession plan.

Cash and cash equivalents offer liquidity and a source of emergency funds, but the role cash should play in your portfolio varies based on your spending needs, risk tolerance and investing timeframe.

Partner with us to create philanthropic programs such as donor-advised funds, private foundations and charitable trusts that can make a lasting difference for your family and community.

When you give, you want to ensure your efforts are meaningful. A charitable gifting strategy can help maximize your impact on the people and causes you care about, and address potential tax implications.

Our wealth professionals can help assist you with your account and planning questions, provide ongoing updates and offer access to our latest wealth technology.

Whether you’re looking to add space for your growing business or buy property as an investment, we offer a variety of financing options for your commercial real estate needs.

Executive compensation requires special planning to help ensure that stock options, deferred payments and other complexities are managed in a way that minimizes risk and maximizes financial reward.

By considering all aspects of your financial life, from your budget today to retirement in the future, a plan can help you establish goals, create a strategy to reach them and track progress toward success.

Whether a loan, line of credit or other financing alternative is the best fit for what you’re working to achieve, we’ll help you review your options and create a funding plan.

A home equity line of credit, or HELOC, works like a credit card that’s secured by the equity you have in your home, and can be a cost-effective way to pay for major purchases.

From purchasing a first home to financing investment property, we have your mortgage needs covered with a variety of loan options, plus information to support you on your homebuying journey.

An insurance plan can help protect you from having to draw down savings or liquidate investments if an unexpected change – to your family, career or health – impacts your financial situation.

We offer guidance as we help you work toward your goals with a diversified investment strategy, plus personalized support when you need it.

Whatever type of investor you are – conservative or more aggressive, experienced or just getting started – a clear investment plan can provide a path forward toward the future you want.

Just 1% of funds make it through our rigorous review process, helping ensure that in a crowded investment marketplace, only what we believe are the best options get considered for your portfolio.

You work hard to provide for yourself and others. We’ll help you create a plan that extends your legacy forward to support the people and causes you care about for generations to come.

Liquid asset secured financing – a line of credit secured by eligible assets in your investment account – can be useful when you want to generate cash flow quickly for a financial opportunity or challenge.

Whether you’re a new or experienced investor, our managed-for-you and do-it-yourself online investing options are an easy and hassle-free way to invest for your future.

To support your personal or business needs we offer a range of premier banking products, financing options and exclusive benefits, plus 24/7 account management through digital channels.

Enhance your retirement savings strategy by working with us to plan for the financial implications of taking distributions from your IRAs, employer-sponsored savings plans and Social Security.

Investing in IRAs, rolling over a 401(k), and maximizing income sources like Social Security and annuities are among the strategies we’ll help you consider as you plan for life when you’re no longer working.

Lines of credit that are secured (meaning guaranteed by collateral such as your home) or unsecured can be a good option if you need ongoing access to funds or don’t know the full cost of an upcoming project.

We’ve been administering trusts for more than 100 years and can provide objective oversight – in areas such as investment management and communication with beneficiaries – that protects your legacy.

Along with your legal and tax advisors we’ll help you consider the right type of trust for your needs, the optimal location for it and other elements of a forward-looking strategy to provide for your loved ones.

Gain confidence and bring clarity to your financial life by working with us to craft a personalized plan to help you work towards creating, growing, protecting and sharing your wealth.

We help with a wide range of tasks involved in the oversite and management of our clients’ portfolios.

Whatever your financial goals, from saving for college to planning for retirement, our wealth professionals will work with you to provide products and services that help you move forward confidently. U.S. Bancorp Advisors offer: <ul><li>Investment management</li><li>Wealth planning</li><li>Insurance</li></ul> U.S. Bank provides: <ul><li>Trust and estate services</li><li>Banking</li><li>Charitable giving</li></ul> U.S. Bank Private Wealth Management provides: <ul><li>Wealth planning</li><li>Investment management</li><li>Banking</li><li>Trust and estate services</li><li>Business succession planning</li><li>Charitable giving</li></ul>

Father and son working together with the goal of hanging a painting

Wealth services for what matters most

A financial advisor will work with you to create a roadmap for your financial future, then help guide your progress along the way. You might want help with saving more, investing wisely or managing debt. Or you may be approaching one of life's milestone moments - marriage, home ownership or retirement, for example - and want a second opinion on how to prepare. With your unique needs in mind, a financial advisor can provide an objective view of where you are today and a clear path forward toward your goals.

What services does a financial advisor provide?

Our Private Wealth Management advisors create wealth plans for clients with a net worth of $3 million or more. The partnership with your advisor is built around your wealth and legacy goals. Based on what you hope to achieve, your advisor will collaborate with a team of professionals specializing in areas such as planning, investments, trusts and banking to create and manage your customized plan. You'll enjoy the ease of working directly with your dedicated advisor and the advantage of having an entire team focused on what's most important to you.

How can a Private Wealth Management advisor help me work toward my goals?

While there are many certifications advisors can earn, the following are a few of the most common.
&nbsp;
If you're looking for a comprehensive wealth plan that can change along with your life, a &lt;b&gt;certified financial planner (CFP®)&lt;/b&gt; may be a good fit. They're trained in all aspects of financial planning, from education planning to investments and insurance, and must have three or more years of relevant experience. CFPs are held to the fiduciary standard, meaning they're required to put your financial best interests first.
&nbsp;
An &lt;b&gt;accredited portfolio management advisor (APMA®)&lt;/b&gt; has advanced training in creating, managing and growing investment portfolios. AMPAs can help you design an investing strategy and provide specialized expertise in areas such as investment analysis, asset allocation and risk management.
&nbsp;
If retirement's on the horizon, a &lt;b&gt;chartered retirement planning counselor (CRPC®)&lt;/b&gt; can provide a roadmap for your post-work life by helping you navigate Social Security, handle taxes, manage IRA distributions and more.
&nbsp;
A &lt;b&gt;certified wealth strategist(CWS®)&lt;/b&gt; focuses on providing wealth services to high-net-worth individuals. They can advise on issues such as estate planning, executive compensation and business succession as well as other wealth and investment needs.

What certifications can a financial advisor obtain, and how can they help me identify the right person for my needs?

A financial advisor will work with you to design a wealth and investment strategy - a personalized plan that fits your life and what you'd like to achieve. Your advisor helps ensure that all aspects of the plan align with your goals.
&nbsp;
Wealth Management Bankers support your financial plan by providing traditional banking services, cash management and financing products, plus specialized expertise in areas such as asset planning.

What's the difference between a financial advisor and a banker?

We're happy to meet with you virtually or in person. It's up to you.

${groupName} offers a customized wealth planning approach where the focus is on helping you achieve your version of success.

Your advisor will ask about your goals and priorities – where you’re at today, financially, and where you'd like to go. But the main topic of conversation will be whatever’s on your mind. You can discuss how you and your advisor will work together, what you can expect from your advisor, any costs if you decide to move forward, and next steps. You’ll have plenty of time to ask questions, to help you decide if the relationship is the right fit.

Work with a team of financial advisors from U.S. Bancorp Advisors – available online or by phone – who will craft a personalized financial plan tailored to your goals and priorities. You'll get ongoing guidance and access to support when and where you need it.

Experience collaborative investing with Wealth Connect

We'll get to know you and discuss your financial priorities and goals.

Then, we'll collaborate on your investing approach and select a professionally built portfolio to match your preferences.

We'll help you make the most of your money with tax-efficient strategies and strategic rebalancing.

Connect with advisors on your terms for ongoing advice when you need it.

Receiving personalized investment advisory services has never been easier. Learn more about working with <a href="https://www.usbank.com/wealth-management/wealth-advisors-and-teams/wealth-connect.html">Wealth Connect</a>.

How we’ll work together

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