Dedicated program for Amazon employees

Amazon employees enjoy a unique corporate culture that is different than almost any other company in the world. From signing bonus, RSUs and Personal Compensation Summaries to “Day 1” and “Two Pizza Rule” concepts, we understand and celebrate your unique qualities.

Our commitment is simple – we leverage our passion and experience to serve you with the highest level of care, with a powerful brand to offer you a trusted Amazon Employee Mortgage Program.1 Our dedicated Amazon mortgage team brings you the resources and integrity to help guide you along the way.

  • Extensive understanding of Amazon compensation
  • Loan programs that may consider initial signing bonus and restricted stock units (RSUs) as income2,3
  • Efficient mortgage process focused on meeting deadlines
  • Take 0.25% of your new first mortgage loan amount and deduct it from your mortgage closing costs, up to a maximum of $1,0004

Flexible options for Amazon employees

With a diverse workforce comes many different scenarios that require flexible options that can be customized to your specific situation. Some of the most basic categories of Amazon employees that we regularly serve include:

  • Executives (levels 7-11): typically more than 50% of total compensation is from a signing bonus or RSUs
  • Mid-level managers (levels 5-6): typically up to 50% of total compensation is from a signing bonus or RSUs
  • Hourly associates and managers (levels 1-4): typically less than 25% of total compensation is from a signing bonus or RSUs
  • First-time homebuyers: any level with wide variations in down payment requirements
  • Non-permanent resident aliens: any level and requires specialized programs and understanding of options available

Our process

Four easy steps

  1. Initial consultation: our team asks some simple questions by phone, email or text and helps identify potential loan options and rates.
  2. Pre-approval: when you are ready to submit an application and supporting documentation our team completes our analysis and confirms loan options.
  3. Underwriting approval: to complete the pre-approval process we submit your loan to an underwriter, who reviews the application and analysis, and then provides a condition loan approval.
  4. Loan closing: once we collect any requested items we submit for final loan approval, prepare your closing disclosure, and coordinate the signing of your loan documents.

Get started

Common questions

Which states do you lend in?

  • We lend in all 50 states

Do you have loan options for new construction or renovations?

  • Yes, we offer construction, lot, and renovation loans

How quickly can you review my application?

  • We strive to review your application and provide our initial analysis within 24 hours

Where can I learn more about the mortgage process?

Why U.S. Bank?

  • 5th largest U.S. commercial bank in terms of market capitalization, with more than $543 billion in assets and a loan portfolio of $318 billion
  • A top mortgage originator5
  • Bank on our ethics to do what’s right – We’ve been named one of the 2020 World’s Most Ethical Companies® by the Ethisphere Institute, in recognition of our demonstrated leadership in ethical business practices. This is our sixth consecutive year on this list.
  • Let our reputation for excellence enhance yours – Fortune named U.S. Bancorp the #1 Most Admired Superregional Bank in 2020 (tenth consecutive year).

Meet your dedicated Amazon mortgage team

U.S. Bank Centre
1420 Fifth Avenue, 8th Floor
Seattle, WA 98101

Aaron Tyler

Director, U.S. Bank's Amazon Team
ext. 708
NMLS #: 130688
View profile

Bianca Mack

Loan Manager
ext. 701
NMLS #: 1412654

Ben Wick

Loan Manager
ext. 707
NMLS #: 899152

John J. Fogliani

Team Manager
ext. 709
NMLS #: 862849
View profile

Micaela Monica McKay

Loan Manager
ext. 702
NMLS #: 1518714

Chris Joseph Wood

Loan Manager
ext. 703
NMLS #: 1570986

Jessica Jill Allis

Loan Manager
ext. 705
NMLS #: 906483

Heidi S. Brindle

Loan Manager
ext. 706
NMLS #: 885650