Correspondent and Housing Finance Agency Lending Contact us

Darren Bird joined U.S. Bank in 2005 as a Correspondent Account Executive and has over 30 years of industry experience. Prior to U.S. Bank, Darren was a Sales Manager at Washtenaw Mortgage Company. His vast experience in sales and originations provides an efficient approach for managing client relationships in the current market. 

Darren has a Bachelor of Science in Business Administration and Finance from West Virginia University and an MBA in Finance from Franklin University. He’s a member of Phi Gamma Delta and enjoys golf, football, hunting, and spending time with family and friends.

Stanley Carraway joined U.S. Bank in 2009 as a Correspondent Account Executive. He began his career in the industry in 1986 at Fleet Real Estate Funding in Florence, SC. While at Fleet, he earned a degree in Business Management from Francis Marion College. As part of his tenure at U.S. Bank, Stanley is proud to represent a conscientious industry leader.

Stanley established the Francis Marion College “Stanley R. Carraway, Jr.” scholarship fund in 1998 to support business students who were employed while going to school part-time. He is an avid kite surfer and enjoys spending time with family.

James Coreno joined U.S. Bank Home Mortgage as Managing Director of the HFA Division in August 2005. He has over thirty-nine years in the mortgage banking industry. James is committed to maintaining the standard of service for which the U.S. Bank HFA Division is known, and to the successful implementation of innovative support services designed to meet the diverse needs of lenders, borrowers, and Housing Finance Agencies. Prior to joining U.S. Bank, James served as National Sales Manager for the mortgage division at Sirva Relocation.

James holds a Bachelor of Science in Economics from the University of Arizona.

Judy Spitale joined U.S. Bank in December 2003 as a Correspondent Account Executive. She has over 30 years of experience with banks, credit unions and independent mortgage bankers in Minnesota, North Dakota and Illinois. Prior to U.S. Bank, she worked for MGIC for five years as an account representative. She’s fluent in conventional, FHA, VA, USDA, jumbo and ARM guidelines and prides herself on teaching the nuances of each product to her lenders so they can effectively structure their borrowers’ financing needs.

Judy is married with two daughters and enjoys biking, hiking, golfing and reading.

Dino Granata joined U.S. Bank in August 2015 as a Correspondent Account Executive. He began his career in the mortgage industry in 1989 and owned Capital Mortgage, Inc. for over 20 years. In 2012, he transitioned to correspondent lending as an Account Executive with Stonegate Mortgage. Dino partners with lenders on custom solutions that address multiple industry opportunities. He’s committed to providing the highest quality of service.

Dino graduated from the University of Missouri – Columbia with a Bachelor of Science in Economics. He enjoys time with family and on the golf course.

Mike Feeney joined U.S. Bank in September 2008. He has over 30 years of experience in mortgage banking, including senior leadership positions in Underwriting, Training, and Sales Management. Mike has an extensive and varied background in residential mortgage lending, and at previous organizations has developed credit guidelines and lending policies, created training and onboarding procedures, and established business development strategies by recruiting and managing regional and national sales teams.

Mike holds a Bachelor of Science in Business Administration from Villanova University. He’s passionate about charitable organizations that support international adoptions and is committed to causes that benefit the needs of individuals with autism.

Shannon Byron joined U.S Bank in 2018, on the Client Administration Lender Management team. In 2022, she took on the role of Client Relationship Manager, supporting the HFA Sales team where she assisted HFA lenders and agency partners from across the country, with onboarding, training, systems, processes, guidelines and more. In July 2024, Shannon was promoted to Client Sales Executive supporting the western region. Shannon is experienced in all aspects of our internal operations and is focused on building and maintaining strong partnerships with HFA partners and lenders.

John Armstrong joined U.S. Bank in 2007 as a Correspondent Account Executive and has over 30 years of experience as a mortgage sales executive. Prior to joining U.S. Bank, he founded and owned a mortgage brokerage in Fort Collins, CO. John possesses an efficient approach for managing client relationships and navigating market conditions, and in 2022, he was elected vice president of the Wyoming Mortgage Lenders Association.

John has a Bachelor of Science in Business Administration from the University of Wyoming. He is an outdoor enthusiast, elk hunter, fly fisherman, avid skier and golfer. 

Rupa joined U.S. Bank in 2007. She has over 20 years of experience in the mortgage industry spanning retail, wholesale, and correspondent residential lending. Rupa has led initiatives that drive strategic mortgage growth and transformative projects focused on how technology can drive change and improve the customer experience.

Rupa’s passion for residential real estate came early. Her dad was a homebuilder and she saw first-hand the tangible impact he had in providing the dream of homeownership for countless families.

In her spare time, Rupa enjoys playing pickle ball and traveling the world.

John Hummel joined U.S. Bank in 2017 and today serves as head of Home Lending Production, which includes Retail Home Lending, Correspondent/HFA and Warehouse Lending.

Before assuming this role, John led Retail Lending and previously served as head of Correspondent/Housing Finance Agency (HFA) Lending.

John is an accomplished executive experienced in strategic marketing, sales management, communications, brand management, P&L management and strategic business planning with a proven track record of increasing market share while driving profitable returns for organizations.

A mortgage industry veteran, he began his mortgage career in marketing roles that led to his becoming chief marketing officer of Citigroup’s mortgage business in 2000 before transitioning into production leadership in 2004 where he led national sales for the Wholesale and Correspondent channels, moving into Retail Lending in 2012 as a division sales executive.

Following his tenure at Citigroup, John held executive production roles leading Retail Lending for CMG Financial and later for Pacific Union Financial. 

A leader in the mortgage field, John has had a strong presence at industry conferences and events as well as serving on the Residential/Single Family Board of Governors (RESBOG) for the Mortgage Bankers Association from 2017 to 2023.

John holds a bachelor of science degree in marketing from Clemson University in Clemson, South Carolina, and two master of arts degrees: one in marketing and another in media communications – both from Webster University in St. Louis, Missouri.