Advance your practice with healthcare lending experts, specialized products and technology.

Lending options

We offer tailored loans for a wide range of medical and dental practices, veterinary clinics, surgery centers and optometry offices.

Experienced business bankers

With our extensive experience in the healthcare industry, we understand your unique needs and the complex decisions you face as a business owner.

Industry-leading tools

As digital transformation accelerates, we’ve invested in best-in-class technology for you and your patients.

Support the growth of your healthcare practice with flexible funding options.

We offer a full suite of lending products with competitive rates, personalized service and custom options.
 

Business Term Loans

Get a lump sum of funding with flexible terms with secured and unsecured options available.
 

Business lines of credit

A revolving line of credit (secured or unsecured) that allows you to pay for what you use and offers a fixed rate on existing balances.
 

Owner-Occupied Real Estate Loan

Expand or remodel your growing business with variable or fixed rates, offering terms of 5, 10, or 15 years and amortization periods of up to 25 years.

Borrowing is better with U.S. Bank.


We have a variety of options for new and existing practice owners with varying needs. Connect with a local practice finance banker to create your custom solution to:

  • Refinance your current debt if the prevailing interest rates are lower than your original loan rate.
  • Purchase real estate, buy or lease equipment, buy out a partner or acquire a new practice.
  • Remodel, renovate, expand your practice, or construct a new building.

Connect with a practice financing banker at U.S. Bank.

Please complete the form below to help us better understand your practice needs. We’ll contact you to discuss solutions and services tailored for your business. If you prefer to contact us directly, call 800-313-8820.

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FAQ: Your guide to practice financing

Practice financing refers to funding associated with your career, whether it’s acquiring new office space or purchasing new equipment. You might also consider refinancing an existing loan.

Most practice financing loans are conventional bank financing, whereas SBA (Small Business Administration) loans are partially guaranteed by the government and therefore have different terms and conditions. SBA loans can be a great solution when traditional financing options have been exhausted, or when used in tandem with conventional loan options to accomplish financing needs.

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Disclosures

Loan approval is subject to credit approval and program guidelines. Interest rate and program terms are subject to change without notice. Not all loan programs are available in all states for all loan amounts.

Line of credit interest rates and program terms are determined by U.S. Bank based on market conditions. Interest rates are subject to change without notice. A $150 annual fee applies to lines of $50,000 or less.

Financing maximums and terms are determined by borrower qualifications and use of funds.

SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.

By providing U.S. Bank with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system — from U.S. Bank and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.

An email address is required for all requests. We use email to communicate information about your request. Confidential, personal or financial information will never be sent or requested in an email from U.S. Bank.

By providing us with an email address you are expressly consenting to receiving email communications — including but not limited to Marketing material/Advertising, Promotions, Sales Campaigns, and Questioner/Research Surveys.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.