Planning to live or study in the U.S.? If you qualify, beginning in June 2023, you can open and fund a deposit account so it’s ready before you arrive in the U.S.

To qualify, you’ll need to:

  • Be 18 or older
  • Have an account in good standing with MUFG Bank
  • Live in Japan when you apply for account opening
  • Move to the U.S. within 90 days and have a U.S. visa for work, training or studying

How to apply

Take the first step and start the referral process. Send a completed referral form to MUFG Bank along with copies of documents that verify your identity.

Step-by-step process

Step 1

Download a referral form at MUFG Bank website, print and fill in the form.

Step 2

Provide MUFG Bank with the completed referral form along with the requested required identification documents.

Step 3

Once MUFG receives your completed referral form and identification documents, you will receive an email from U.S. Bank inviting you to apply for a deposit account.

Confirm you're moving to the U.S.

You’ll need a U.S. visa (excluding embassy and government applicants), or one of the following documents that shows you’ve applied for one.

  • Your DS-160 confirmation page
  • An email confirming your application for a DS-260 online immigrant visa and alien registration
  • An appointment with the U.S. embassy

Useful materials

Below, please find additional information related to our deposit products for customers living in Japan. If any support is needed, please contact the Japanese Customer Service Unit1

Japanese Customer Service Unit

Our Japanese-speaking staff is available to answer questions about U.S. Bank products and transactions.1

From within the United States or a country other than Japan:


1-888-507-7669 (U.S. toll-free)

1-714-985-2136 (Standard calling charges apply.)


1-866-236-9744 (U.S. toll-free)

1-714-985-2137 (Standard calling charges apply.)


U.S. Pacific time

Monday to Friday

6 a.m. to 11 p.m.

Saturday & Sunday


*Closed on some public holidays in the U.S.

From within Japan:


0120-628-320 (Japan toll-free)

1-714-985-2136 (Standard calling charges apply.)


0066-33-814689 (Japan toll-free)

1-714-985-2137 (Standard calling charges apply.)


Japan Standard time


11 p.m. to midnight

Tuesday to Friday

Midnight to 4 p.m.

11 p.m. to midnight


Midnight to 4 p.m.



*Closed on some public holidays in the U.S.
**DST from March to November

Start of disclosure content
  1. Some materials and services may only be available in English.  一部サービスや資料は英語のみでの対応となるのでご了承ください。

Start of disclosure content

U.S. Bank is a separate bank from MUFG Bank, Ltd. In addition, MUFG Bank, Ltd. does not guarantee the bank's ability to pay deposits.

MUFG Bank, Ltd. is only referring you to U.S. Bank and does not market products or services on behalf of U.S. Bank. All transactions will be made directly with U.S. Bank. U.S. Bank may refuse to open an account for you despite a referral. After opening an account, it can be closed at the discretion of U.S. Bank.

MUFG Bank, Ltd. employees cannot explain the details of U.S. Bank products to customers. Contact U.S. Bank directly to learn about product details.

U.S. Bank deposits are not covered by the Japanese deposit insurance system. Transactions must be made by individuals 18 or older. For more information, please visit the U.S. Bank website or contact the Japanese Customer Service Unit.

U.S. Bank products and services are subject to change without notice. U.S. Bank services are targeted to U.S. residents. Japanese residents who do not plan to reside in the United States are not eligible to apply for the services described on this website.

Deposit products are offered by U.S. Bank National Association. Member FDIC.