Get the peace of mind that your account is set up before you arrive in the U.S. or overseas. Open and fund a deposit account today.

To qualify, you’ll need to:

  • Be 18 or older
  • Have an account in good standing with MUFG Bank
  • Live in Japan when you apply for account opening
  • Move to the U.S. within 90 days and have a U.S. visa for work, training or studying - or move overseas to work in a government/embassy entity.

Global Transition Solutions (GTS) Products

U.S. Bank Smartly® Checking

A U.S. Bank checking account that allows you to deposit money (such as a paycheck) and draw on that money for everyday purchases. The account offers the ability to draw on funds using a debit card or checks and online or mobile banking.

An opening deposit of at least $25 must be made within 30 days of receiving your welcome kit.

Fees waived for GTS customers: Monthly Maintenance and Minimum Balance 1

For more information on features and pricing, check out the Consumer Pricing Information under Useful materials below.

Standard Savings

A U.S. Bank savings account allows you to hold money long-term and earn interest. In using this account, it helps to separate long term savings from everyday transactions. There is no check writing feature associated with this account. Funds can be accessed via an ATM using a debit or ATM card. Savings accounts are also accessible in mobile and online banking.

An opening deposit of at least $25 must be made within 30 days of receiving your welcome kit.

For more information on features and pricing, check out the Consumer Pricing Information under Useful materials below.

Elite money Market

A U.S. Bank account that allows you to hold money long-term and earn interest, often at higher rates than the Standard Savings account. This account gives you the ability to draw on funds using a debit card or checks.

An opening deposit of at least $100 must be made within 30 days of receiving your welcome kit.

For more information on features and pricing, check out the Consumer Pricing Information under Useful materials below.

Certificates of deposit (CDs)

A U.S. Bank certificate of deposit offers a higher interest rate than a traditional savings account, but you must leave your money untouched for an agreed upon time (also known as the CD Term Length). If funds are withdrawn from the account earlier than the term length, a fee will be charged. There is no debit card or check writing feature associated with this account.

Opening deposit amounts for the standard CD vary.

NOTE: This account is only available to Global Transition Solutions customers if they have an existing Bank Smartly Checking, Standard Savings or Elite Money Market account established first.

How to apply

Take the first step and start the referral process. Send a completed referral form to MUFG Bank along with copies of documents that verify your identity.

Get started in three simple steps

Step 1

Download and fill out a referral form at MUFG Bank website. Return the completed form to MUFG along with the requested identification documents.

Step 2

Once MUFG receives your completed referral form and identification documents, you’ll receive an email from U.S. Bank with a link inviting you to apply for a deposit account.

Step 3

Submit your application to U.S. Bank for review.

After you apply

Once your application is submitted, U.S. Bank will review your application and verify your identity. It is possible this step may include a video interview. If your application is approved, you will receive an approval email from U.S. Bank containing a digital Welcome Package.

The Welcome Package contains important information regarding your account, such as an account number. It will also contain instructions on completing your account setup, such as signing and returning your Signature Card and funding your account within 30 days of receiving your Welcome Kit.

Confirm you're moving to the U.S.

You’ll need a U.S. visa (excluding embassy and government applicants), or one of the following documents that shows you’ve applied for one.

  • Your DS-160 confirmation page
  • An email confirming your application for a DS-260 online immigrant visa and alien registration
  • An appointment with the U.S. embassy
  • Complete the Visa section of the application.

Remittance Information for U.S. Bank Global Transition Solutions Customers

U.S. Bank provides secure ways to move money to and from U.S.-dollar accounts.

Useful materials

Below, please find additional information related to our deposit products for customers living in Japan. If any support is needed, please contact the Japanese Customer Service Unit.1

English

Consumer Pricing Information (EN) (PDF) >
Pricing information for consumer deposit products and related services.

U.S. Bank Japan Privacy Agreement (EN) (PDF)
U.S. Bank’s legal privacy agreement for customers located in Japan.

U.S Bank Substitute Form W-8BEN (EN) (PDF)
U.S. Bank’s version of the W-8BEN form used for non U.S. citizens that need to claim a reduced withholding tax rate on their U.S.-sourced income.

Your Deposit Account Agreement (EN) (PDF)
General terms and conditions relating to your deposit account. Includes information regarding electronic transfers and funds availability.

Japanese

Consumer Pricing Information (JA) (PDF)
Pricing information for consumer deposit products and related services (in Japanese).

U.S. Bank Japan Privacy Agreement (JA) (PDF)
U.S. Bank’s legal privacy agreement for customers located in Japan (in Japanese).

U.S. Bank Substitute Form W-8 BEN Bilingual Reference Guide (JA) (PDF)
A bilingual reference guide to be used when filling out U.S. Bank’s version of the W-8BEN form. The customer must complete the W-8BEN form in English and is used for non U.S. citizens that need to claim a reduced withholding tax rate on their U.S.-sourced income (in Japanese).

Get answers to your questions.

U.S. Visa

General

Smart Rewards

Japanese Customer Service Unit

Our Japanese-speaking staff is available to answer questions about U.S. Bank products and transactions.2

United States or a country other than Japan:


Telephone:

1-888-507-7669 (U.S. toll-free)

1-714-985-2136 (Standard calling charges apply.)

Fax:

1-866-236-9744 (U.S. toll-free)

1-714-985-2137 (Standard calling charges apply.)

Hours:

U.S. Pacific time

Monday to Friday

6 a.m. to 11 p.m.

Saturday & Sunday

Closed

*Closed on some public holidays in the U.S.

Japan:


Telephone:

0120-628-320 (Japan toll-free)

1-714-985-2136 (Standard calling charges apply.)

Fax:

0066-33-814689 (Japan toll-free)

1-714-985-2137 (Standard calling charges apply.)

Hours:

Japan Standard time

Monday

11 p.m. to midnight

Tuesday to Friday

Midnight to 4 p.m.

11 p.m. to midnight

Saturday

Midnight to 4 p.m.

Sunday

Closed

*Closed on some public holidays in the U.S.
**During U.S. Daylight Savings Time (a time of the year when clocks are turned forward one hour in the U.S. so that it gets dark later) from March to November, time will be up for 1 hour.

Start of disclosure content
Disclosures
  1. Refer to Your Deposit Account Agreement (PDF) and the Consumer Pricing Information (PDF) disclosure for a summary of fees, terms and conditions that apply.

  2. Some materials and services may only be available in English.  一部サービスや資料は英語のみでの対応となるのでご了承ください。

Start of disclosure content

U.S. Bank is a separate bank from MUFG Bank, Ltd. In addition, MUFG Bank, Ltd. does not guarantee the bank's ability to pay deposits.

MUFG Bank, Ltd. is only referring you to U.S. Bank and does not market products or services on behalf of U.S. Bank. All transactions will be made directly with U.S. Bank. U.S. Bank may refuse to open an account for you despite a referral. After opening an account, it can be closed at the discretion of U.S. Bank.

MUFG Bank, Ltd. employees cannot explain the details of U.S. Bank products to customers. Contact U.S. Bank directly to learn about product details.

U.S. Bank deposits are not covered by the Japanese deposit insurance system. Transactions must be made by individuals 18 or older. For more information, please visit the U.S. Bank website or contact the Japanese Customer Service Unit.

U.S. Bank products and services are subject to change without notice. U.S. Bank services are targeted to U.S. residents. Japanese residents who do not plan to reside in the United States are not eligible to apply for the services described on this website.

Deposit products are offered by U.S. Bank National Association. Member FDIC.