Banking made easy

Get the big picture.

See your external bank accounts and U.S. Bank accounts in one view. 

More about linking external accounts

Reduce the clutter.

Access your monthly statements, tax documents, letters and notices in the app or online.

More about how to go paperless

Manage your debit and credit cards.

Use and manage your cards how and when you want.

More about card controls

Stay informed.

Get text or email updates for the account activity that’s important to you.

More about custom notifications

Keep tabs on your credit score.

Check, monitor and improve your credit for free.1

More about the free credit score program

Save and spend smarter.

Get insights and offers based on your unique saving and spending habits.

More about personalized insights

Move money conveniently with online banking.

Sending money online mobile view

Send, receive and request money.

Take the hassle out of sending, 2 receiving and requesting 3 money people you trust.

Learn about Zelle®
Person who is online using a laptop from home

Meet Paze℠– Make online purchases easier.

There’s no need to enter debit or credit card numbers at checkout.

Learn about Paze
Person making an online mobile deposit

Deposit checks anytime, from anywhere.

Take a photo with your mobile device and upload it through the mobile app.

Learn about mobile check deposit
Bill pay view in online banking on a tablet

Tackle monthly bills.

View, track and pay your bills securely with the top-ranked U.S. Bank bill pay.

Learn about bill pay
Couple managing finances online using a laptop

Transfer funds instantly.

Move your money between your U.S. Bank accounts or with accounts you hold at other banks. 4

Learn about transferring funds

Take financial planning to the next level.

Person viewing goal progress in online banking

Set personalized savings goals.

Set a goal in the mobile app or online banking for things such as retirement and major purchases. Then set up regular transfers to a savings or investment account to reach them.

Customizing a financial goal with mobile banking

Adjust your goals as you go.

Personalized insights help you track your progress so you can adjust your goals or add new ones.

We have your back with secure online banking.

Our industry-leading encryption and security features are always on to protect you and your information.

Digital security guarantee

You aren’t liable for any unauthorized transactions made with the mobile app or online banking. 5

Security center

Boost the security of your accounts in minutes by easily enabling security features.

Data privacy

Share your financial information only with those you choose.

Automatic security alerts

There’s no need to sign up for alerts that inform you of important activity such as requests to change your password. 6

Grow your knowledge of online banking.

SAFE AND SOUND

Your online banking safety questions answered

Learn how online safety protects you

SET AND FORGET

Shorten your to-do list by automating your finances.

Explore automated finances

BANK AT HOME

Bank from your couch conveniently and securely.

See how easy banking from home is

Ready to get started?

Streamline your banking experience in just a few steps when you download the app or sign up for online banking.

Get our mobile app Enroll in online banking

Or text GET APP to 872265 to receive a download link.

banking online with a laptop

Frequently asked questions

Online banking lets you complete everyday banking tasks from a desktop, tablet or mobile device. You can skip the trip to your bank branch or the ATM. Instead, just log in to your account to manage your money, deposit checks and monitor your bank accounts all in one place. Complete a simple enrollment process to get started. 

Mobile banking allows you to bank on the go using your smart phone or tablet. With mobile banking you can complete simple everyday tasks anywhere and at any time from the palm of your hand. You can access and manage your account profile, review your transactions, send money or redeem rewards all from one location. You can even access your account outside of the United States.

The major difference between online and mobile banking is how you access your account. With online banking, you log in to your account via a desktop, tablet or mobile device using your username and password. With mobile banking, once you download the app from your app store onto your mobile device or tablet, you can access your account through the app. Another difference between the two is the mobile app allows you to deposit checks using your mobile device or tablet.

For personal accounts: Gather your U.S. Bank card or account number and PIN along with your Social Security number to complete a one-time enrollment process. If you don’t have a PIN or need a new one, please contact 24-Hour Banking at 800-USBANKS (872-2657).

For business accounts: You’ll need an ATM or debit card. You can apply for these at a branch. Use your PIN to log in to mobile or online banking. Next, create a unique username and password to log in securely in the future. Then, just follow the instructions on the enrollment page.

Most account information is updated in real time as transactions are processed throughout the day. Mobile and online banking offers you the most current balance and transaction information available.

Yes. Your U.S. Bank checking, savings, money market and U.S. Bancorp Investments brokerage accounts are eligible to send and receive external transfers both through online banking and the mobile app.

You can change or reset your username or password in the mobile app or online banking.

View the steps for login help

You can select from a wide variety of alerts to stay informed of account activity that is important to you. Some common ones by account type include:

For checking and savings accounts:

  • Negative balances
  • Balances that fall below a dollar amount you choose
  • Deposits or withdrawals that exceed a specified dollar amount
  • Overdrafts and overdraft protection transfers (checking only)
  • Availability of new statements and other online documents

For credit cards:

  • Balances and transactions that exceed a dollar amount you choose
  • Available credit that falls below a specified dollar amount
  • Payments and credits posted to your account
  • Payments due or overdue
  • AutoPay payments scheduled or processed
  • Transactions with higher fraud risk, such as ATM cash withdrawals, international transactions, gas station purchases, and purchases made without a card present
  • Declined transactions

For ATM/debit cards:

  • ATM cash withdrawals
  • Transactions that exceed a dollar amount you choose
  • International transactions
  • Gas station purchases
  • Purchases made without a card present
  • Declined transactions

The most important thing you can do is keep your login credentials confidential. Logging out of your account when you are finished using digital services is also important. It is also important to never send money to those you do not know and trust. U.S. Bank offers a digital security guarantee that covers you from being liable for unauthorized transactions initiated through the mobile app or online banking. Visit Financial IQ to see a large selection of articles and videos related to protecting yourself again fraud.

take the next step

Enroll in online banking
Log in
ATM banking
Make an appointment
Start of disclosure content
Disclosures

  1. Free credit score access, Alerts and Score Simulator through TransUnion’s CreditView™ Dashboard are available to U.S. Bank online and mobile banking customers only. Alerts require a TransUnion database match. It is possible that some enrolled members may not qualify for alert functionality. The free VantageScore® credit score from TransUnion® is for educational purposes only and is not used by U.S. Bank to make credit decisions.

  2. Must have a bank account in the U.S. to use Zelle®. Terms and conditions apply.

  3. Payment requests to persons not already enrolled with Zelle® must be sent to an email address.

  4. Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

  5. Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF) for details.

  6. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Please be advised that these alerts may not be sent immediately.

Start of disclosure content

Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile apps in its Q1 2023 Mobile Banker Scorecard.

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank, U.S. Bancorp Investments, U.S. Bancorp Advisors and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bancorp Investments:

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

For U.S. Bank:

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Paze and the Paze related marks are wholly owned by Early Warning Services, LLC and are used herein under license.