We'll guide you through a few sections, and you can save your application any time then return to is later. If you’re a U.S. Bank customer enrolled in online banking, we’ll prefill some information for you. Have your business and personal information ready, including Tax ID number and gross annual sales information, and let’s get started.
For secured general purpose applications, U.S. Bank will file a Uniform Commercial Code (UCC) lien and must be in first lien position using all business assets as collateral.
A secured line uses your business assets as collateral and offers line amounts up to $250,000 and lower interest rates.
An unsecured line does not use collateral and offers line amounts up to $100,000 and higher interest rates.
Business Diversity Lending Program
U.S. Bank is committed to helping close historical lending gaps among diverse owned businesses, women and veterans. Our Business Diversity Lending Program includes U.S. Bank’s traditional business loans and lines of credit, but with credit guidelines that open the door to include a wider audience of business owners.