U.S. Bank Access Home
It’s more than just a home you own. It’s your future.
When you become a homeowner, you own more of your tomorrow. U.S. Bank Access Home is here to help you get started — with financial education, guidance, and mortgage solutions to prepare you for your journey to homeownership.
Mortgage solutions built for first-time buyers
Finding the right loan matters. U.S. Bank offers a range of mortgage options designed with first-time buyers in mind, including the Access Home Loan, which combines competitive rates with flexible terms to help make homeownership achievable.
U.S. Bank Access Home Loan
Designed specifically for first-time buyers, the Access Home Loan is available across 12 markets and pairs with down payment assistance to reduce the upfront cost of buying.
American Dream Loan
Another option for buyers who need additional flexibility, the American Dream Loan offers terms structured to meet buyers at their current financial reality while keeping long-term goals in sight.
Explore all mortgage options
Every financial situation is different. Explore the full range of U.S. Bank home loan products to find the one that fits your needs, your income, and your goals.
Build the foundation you need.
Financial education that meets you where you are
From building credit to managing debt, our learning resources break down every step of the homebuying process in plain, straightforward terms. You'll find guides, learning modules, and stepby-step support designed to strengthen your financial footing before you ever sign a contract.
Personalized guidance from a real loan officer
No two financial situations are the same. Connect with a U.S. Bank mortgage professional in person, by phone, or virtually to get the kind of guidance that's tailored to your goals, your timeline, and your budget.
The Access Home Tour: Real stories, real impact
The Access Home Tour brings together hundreds of real estate professionals and U.S. Bank mortgage leaders across seven U.S. cities for candid conversations about what sustainable, affordable homeownership truly looks like. As part of this effort, we’re partnering with community leaders like Dr. Egypt Sherrod, television host and real estate authority, to help lead the conversation.
Find resources for every step toward homeownership.
No matter where you are on your path to homeownership, our resources can support you in reaching your goals. Sign up today to receive ongoing emails on each stage of the journey — as well as a follow-up call from a mortgage loan officer for personalized help.
Part of a bigger commitment
The Access Home program is one piece of the U.S. Bank Access Commitment®, a broader set of initiatives focused on closing the wealth gap and expanding economic opportunity across underserved communities. Through partnerships with community and industry leaders, U.S. Bank is working to make the conversation around homeownership more inclusive, more informed, and more actionable.
Equal Housing Lender