Put us to work for you and your clients

 

Reach out to the Wealth Banking Services team to discuss clients’ needs, obtain platform entitlements, get help starting an application or for other information.

Contact:

 

Call 844-241-0872 RIA.wealthbanking@usbank.com

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Documents

U.S. Bank is committed to supporting people with disabilities. Due to the complexity of the files, the PDFs in this documents section are not accessible with assistive technology. If you have questions or need assistance with these documents, please contact the Wealth Banking Services team at 844-241-0872.

 

Application

The U.S. Bank Flexible Capital Platform® will accommodate most of your clients’ application types. If you are currently not entitled to or for loan requests not supported by the platform, use the application provided below.

U.S. Bank Flexible Capital Line of Credit Application (PDF)

Addendums

For a client wishing to pledge collateral for a Flexible Capital Line of Credit, but who is not a borrower on the application, the appropriate addendum will need to be completed and submitted. The appropriate addendum will pull into the application based on a client’s responses. If an additional addendum is needed, choose from those below based upon the ownership of the pledged accounts.

Individual and Joint Pledgor Addendum (PDF) Trust Pledgor Addendum (PDF) Business Pledgor Addendum (PDF)

Personal financial statement

Applications for line of credit amounts greater than $10,000,000 require a personal financial statement.

Personal Financial Statement (PDF)

Liquid collateral release rate schedule

Provides the advance rate and margin rate for the individual eligible liquid collateral types.

Liquid Collateral Release Rate Schedule (PDF)

Online banking

Elevate your clients’ experience with the U.S. Bank Flexible Capital Line of Credit® by offering online banking to view account details and transfer funds.

Get started with online banking (PDF)

How to view these documents

 

Note: Clicking on these documents to view them on-screen may produce an error message. It's important to download each PDF and save it to your hard drive.

To save to your hard drive:

1. Right-click on the PDF name.

2. Select Save Link As.

3. Select Save.

Important: Download the appropriate PDF each time you apply for a new line of credit. You must open the PDF from a saved location on your hard drive. 

Instructions for sending application/addendums to clients (PDF)
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Additional financing options

Credit can play a key role in the success of your clients’ overall wealth strategy. In addition to the non-purpose lending product associated with client accounts maintained at Investment Advisor Services, U.S. Bank offers other financial options designed to complement an overall wealth plan:

  • Home mortgage and construction loans
  • Home equity lending
  • Life insurance premium financing
  • Aircraft and yacht financing

Other ways to contact us:

Call 844-241-0872
RIA.wealthbanking@usbank.com
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Disclosures

Investment products and services are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

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U.S. Bank Flexible Capital Line of Credit®: Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Credit products are offered through U.S. Bank National Association.

Suitability Notice: The U.S. Bank Flexible Capital Line of Credit® is a line of credit secured by a pledge of assets in a securities account. There are certain risks associated with securities backed demand lines of credit that would apply and there are certain limitations that would apply to the use and availability of the assets held in the account serving as collateral. As such, the Flexible Capital Line of Credit may not be suitable for all applicants.