Portfolio rebalancing and monitoring

Monitoring your investment portfolio

Be sure to check in on your portfolio’s progress regularly and review your plan whenever you have a major change in your life. We determine what adjustments could benefit your investment portfolio over the long term by following a regular, methodical process.

We consider current market conditions, capital market forecasts and asset class exposures as we:

  • Recalibrate for changes in the market. As circumstances evolve over time, you can count on us to evaluate your portfolio’s composition to take advantage of our best thinking around asset allocation strategy. Macroeconomic conditions, shifts in domestic and monetary policy and market sentiment all inform our view of asset classes. We will help determine whether shifts from your strategic asset allocation position make sense.
  • Refresh based on new opportunities. We help identify opportunities for you to consider investing in as you work toward the financial goals that matter most to you. We consider it essential to assess the evolving investment landscape to determine how newer investment types might fit with your portfolio—consistent with your objectives and risk tolerance.
  • Rebalance for risk and return consistency. Your investment portfolio’s composition should match your time horizon and the growth and income expectations you have for your investments. You maintain the level of investing risk that’s comfortable for you by periodically realigning the weightings of assets in your portfolio.

Fine tuning your portfolio

Graph shows a seven sample portfolios. The portfolios with the lowest expected risk and lowest potential return are the most heavily weighted with bonds. All the portfolios with at least medium expected risk and return contain some real assets. The portfolios with the highest expected risk and highest potential return are the most heavily weighted with equities.

Your long-term portfolio

Embrace volatility

Investors with diversified portfolios who stay in the market have historically experienced steady gains over time. Rather than attempting to time the market, we focus on time in the market.

Stick to your plan

Turn off the news and focus on the long term. Your strategic financial plan should account for normal market volatility. We base decisions on your goals and don’t get swayed by the daily markets.

Understanding capital market relationships and tracking economic developments that can affect your portfolio are essential to achieving financial possibilities as you pursue your goals for the future.

Ongoing portfolio management

Set it and forget it

If you prefer to have more of a hands-off investment experience, try Automated Investor from our affiliate U.S. Bancorp Investments. You can set your risk tolerance and time horizons and we'll automatically reallocate and adjust your portfolio based on your goals.

Take control and do it yourself

When you open a Self-Directed Brokerage Account through our affiliate U.S. Bancorp Investments, you have freedom to build and manage your portfolio using our comprehensive suite of educational resources and tools.

Work with an advisor

Experience personal portfolio management based on your goals and objectives when you work with an advisor. Our wealth professionals are backed by a team of specialists and conduct annual account reviews to ensure your portfolio remains on working for you.

Insights

 

Our approach and methodology

Our investment approach emphasizes long-term growth with the objective of minimizing risk.

Investment management overview

Market news

Read our up-to-date reports on econmic events and news from the markets.

Weekly market update

4 times to consider portfolio rebalancing

Whether an active or hands-off investor, rebalancing your portfolio should play a key role in your long-term investment strategy.

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