Business banking made easy

When you enroll in online banking, you’ll get the Business Essentials Dashboard. You’ll have quick access to your accounts and more – so you can bank from work, home or anywhere.

Make payments.

Pay vendors and employees with fast, reliable and cost-effective digital tools, including ACH, Zelle® for your business and wires.

Share account access.

You can give employees and other trusted individuals access to view or transact on your business accounts. Add or remove users at any time.

Send invoices.

With the U.S. Bank invoicing business app, you can send unlimited electronic invoices and accept digital payments.

Preview and explore all the features and see a simulator of the Business Essentials Dashboard.

Business owners can sign up for online and mobile banking today.

Get the Business Essentials Dashboard.

  1. Go to usbank.com/unionbank-enroll on your browser.

  2. Enter your new U.S. Bank or your old Union Bank business account number and the last four digits of your Social Security number.

  3. Follow the step-by-step instructions.

 

Next, get ready for mobile banking.

  1. Download the U.S. Bank Mobile App from your app store.

  2. Log in with the username and password you created for the Business Essentials Dashboard.

Sign up your personal accounts separately.

 

You can also sign up personal accounts for mobile and online banking starting on May 30. This gives you access to a personal banking dashboard. Make sure you still sign up your business accounts separately so you can take advantage of the online Business Essentials Dashboard.  

Answers to your questions about business online and mobile banking

Digital banking

You can now sign up for U.S. Bank online and mobile banking for business and access your accounts directly from your desktop or mobile device. On June 28, your Union Bank Business Credit Card rewards balance will transfer to your new U.S. Bank Credit Card and you can view your past and current statements.

No. As of May 30, transactions will take place in U.S. Bank online and mobile banking, which will include your past transactions and other account details.

Yes. If you had e-statements at Union Bank, they transferred to U.S. Bank online and mobile banking. We recommend that you log in to your U.S. Bank account and validate that your past e-statements were transferred accurately.

Your paperless preferences stayed the same for your deposit accounts, but you’ll need to set up alerts when you sign up for U.S. Bank online and mobile banking.

Yes. Signing up for business online and mobile banking lets you create a separate business user ID. This grants you access to the Business Essentials Dashboard, which offers a robust suite of capabilities to fulfill your needs. The Business Essentials Dashboard offers tools such as: 

  • ACH

  • Zelle® for your business

  • Cash flow analysis and forecast tools

  • Integration with merchant services (Elavon and talech users only)

  • Integration with accounting software (QuickBooks® and FreshBooks®)

After signing up for U.S. Bank Business Essentials, you can link your personal account to your business account and seamlessly toggle between them. We’ll show you where to access this profile switch feature during the onboarding process. Important: Your personal profile must already be created before you can activate this feature through the Business Essentials Dashboard.

Yes. Our online banking security uses advanced encryption and monitoring technology to ensure your money stays safe and secure. And to keep your personal information confidential, we have strict policies and procedures in place. Only you have access to your accounts with your username and password. We strongly suggest you do not share your username, password, PIN or account number with anyone. We’ll never request this type of information via email.

Our Digital Security Coverage is another way we protect you from fraud loss. Our online and mobile banking is so secure that we'll cover any losses due to unauthorized use of your account, provided you notify us in a timely fashion when you notice any suspicious activity.

Using your new U.S. Bank business account

Your bill pay history, existing bills and biller information from the Union Bank bill pay system automatically transferred to your U.S. Bank online and mobile banking. We recommend that you log in to your U.S. Bank account and validate that your automatic and scheduled payments were transferred accurately.

Yes, most internal transfers between Union Bank business accounts where you or your business are listed as the owner on both accounts stayed the same when the accounts moved to U.S. Bank. Important: Some scheduled frequencies are not supported at U.S. Bank. When you sign up for U.S. Bank online and mobile banking, please make sure to review your scheduled transfers.

Yes, they will. However, the biller of your automatic debit or credit transaction may ask you to confirm these changes and complete new paperwork to have the transaction continue.

InstaTax is now EasyTax. EasyTax is a secure and easy way to pay your business’s federal and state taxes online or over the phone.

To use EasyTax, you’ll need to complete IRS Form 8655 Reporting Agent Authorization listing U.S. Bank as the new tax reporting agent. If you haven’t already, email the completed form to easytaxform8655@usbank.com.

Please be aware that only business owners can use EasyTax in online banking.

U.S. Bank SinglePoint Essentials is a digital platform for business clients with more complex cash management and treasury needs. This allows easy access to all of their cash management services in one secure place with the convenience of multiple user control. SinglePoint Essentials provides a package of services and modules designed and priced to fit the individualized needs of our business clients.

Learn more about SinglePoint Essentials.

When you sign up for U.S.  Bank online and mobile banking, you can access the Transaction Limits page which provides the transacting limits specific to your account.

Yes, loan and line of credit advances are available through U.S. Bank. Manual advances and payments can be made to your checking account in any of these ways:

  • The U.S. Bank Mobile App or usbank.com

  • An ATM

  • By calling U.S. Bank 24-Hour Banking at 800-USBANKS (872-2657)

  • In person at a U.S. Bank branch or through your assigned relationship manager

Automatic payments, if you use or receive them, will continue without interruption. They’ll be made on the due date on your statement.

Start of disclosure content
Disclosures

Android is a trademark of Google LLC.

iPhone is a registered trademark of Apple Inc.

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Safe Debit Accounts are not eligible for recurring payments.

To send and receive money in minutes with Zelle®, you must have an eligible U.S. bank account and have a U.S. mobile number registered in your online and mobile banking profile for at least three calendar days. Transactions between enrolled consumers typically occur in minutes.

For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is not affiliated with QuickBooks. QuickBooks is a registered trademark of its respective owner.

© 2023 Elavon Inc. All rights reserved. Elavon is a trademark in the United States and/or other countries. All rights reserved. All features and specifications are subject to change without notice. This document is prepared by Elavon as a service for its customers. The information discussed is general in nature and may not apply to your specific situation.