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Business banking solutions to help you do more

You’ll have access to expert advice, business tools and money-smart solutions to help you manage your business with ease. With U.S. Bank Business EssentialsTM, you will find strategic insights and resources to help you manage your daily finances and navigate the future.

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U.S. Bank online and mobile banking takes your business further.

Easily view account summaries, initiate payments and send invoices to manage the moving parts of running a business all in one place. Beginning May 30, you can sign up for online and mobile business banking to access our secure digital tools and services anytime, anywhere.

Learn more about business online and mobile banking

Upcoming business banking transition dates

Memorial Day weekend, May 27 to 29:  Checking and savings accounts, CDs, loans and lines of credit, new U.S. Bank Credit Cards, and UnionBanc Investment Services (UBIS) digital access transition to U.S. Bank. 

May 30:  Clients can sign up for U.S. Bank online and mobile banking and access their accounts using desktop and mobile devices.

June 28: You can view your past Union Bank transaction history and your current U.S. Bank Credit Card balance in online and mobile banking.

June 29: Union Bank Credit Card rewards balances are transferred to your new U.S. Bank Credit Card.

Here's what you need to do now.

Keep banking as you normally do.

Continue to work directly with your Union Bank relationship team throughout your business banking transition.

Stay connected.

We’ll share important details about your checking accounts, credit cards, savings and CDs, mortgage, loans and lines in the coming months.

Get answers to transition questions about your business checking and savings accounts.

Yes. It is necessary for U.S. Bank to issue new numbers for all deposit accounts when they transition to U.S. Bank – but your Union Bank business account numbers will be usable after conversion. You’ll receive a letter in May with your new account number and additional information, including instructions on how to order new U.S. Bank checks when you’re ready.

You’ll receive a new U.S. Bank Business Debit Card or ATM Card with a new card number, expiration date and three-digit secured code by July 15.

Yes. You may continue to use your existing Union Bank Business Debit Card or ATM Card through July 31, or until you activate your new U.S. Bank Business Debit Card or ATM Card, whichever comes first.

All Union Bank ATMs will soon be U.S. Bank ATMs. From now until May 30, you’ll only be able to access and perform transactions using your primary checking and primary savings accounts. Once the transition is complete, you’ll have full access to all your accounts and all ATM capabilities. 

No. Your PIN won’t change. You’ll be able to use your existing PIN with your new U.S. Bank Business Debit Card or ATM Card.

From Memorial Day weekend through July 31, you won’t be able to change the PIN for your Union Bank and U.S. Bank Business Debit Card or ATM Card. If you forgot your PIN, please call 24-Hour Banking to request a PIN mailer, which will provide your original PIN.

Most automatic payments that were set up with your Union Bank Business Debit Card will automatically be updated with your new card information (card number, expiration date and the three-digit security code displayed on the back of your card). You will need to verify all your automatic payments were updated accordingly.

Yes, for transactions within the U.S. Bank ATM network. U.S. Bank has an expansive ATM network. For a full listing of U.S. Bank branches with ATM access, please visit usbank.com/locations.

Yes. You’ll be able to request cash back when you make a purchase using your business debit card and enter your PIN.

Yes. You may continue to use your existing Union Bank checks and deposit slips until your supply runs out.

For clients who currently receive e-statements with Union. Bank, we’ll continue to provide e-statements with U.S. Bank at no charge when you sign up for U.S. Bank mobile or online banking

Clients with accounts converting to Silver Business Checking won’t be charged a paper statement fee through May 2024.

There is a paper statement fee for all other business checking accounts converting to U.S. Bank. The Business Pricing Information that will be mailed to you prior to your account transition will provide additional information applicable to paper statements.

Your service with your payroll vendor will continue as it does today. You’ll need to provide your new checking account number to your payroll vendor once you receive it.

A new U.S. Bank Business Credit Card with a new account number and expiration date will be mailed to you in late May/early June. See our credit card conversion page to learn more.

Your safe deposit box will remain at the same location unless you have been notified in a separate letter.

Yes, U.S. Bank will continue to offer the Business Diversity Lending Program. To find out more about our business loans and lines credit that are tailored to support minority1-, woman2- and veteran3-owned businesses, visit our diverse-owned business lending page.

Business loan & lines of credit

The terms of your existing Union Bank loans or lines of credit will remain in place following the transition to U.S. Bank.

If your business loan account number changes, we’ll mail a letter to you in May.

Keep paying your Union Bank loan as you normally do. After your account transitions, we’ll provide you with information about new payment methods.

Elavon payment solutions

No, your payments processing will continue as it does today.

No. You’ll continue to work with your existing team.

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Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

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  1. Minority racial categories include Hispanic, American Indian or Alaskan Native, Asian, Black or African American, and Native Hawaiian or other Pacific Islander as defined by the Equal Employment Opportunity Commission (EEOC).

  2. Woman is defined as a person who lives and identifies as female.

  3. Veteran is defined as any person who (i) served in the Army, Navy, Marine Corps, Air Force, Coast Guard or National Guard, including any member of a reserve component of the foregoing services, and (ii) was discharged or released from service under conditions other than dishonorable.