Choose a Checking Account

Learn about the types of checking accounts we offer. After you've read Step Two, enter your promo code to start your application for a checking account.

Easy Checking

A basic checking account with great standard features. Learn More

Silver Checking Package

A popular package for combined checking and savings accounts. Learn More

Gold Checking Package

Extra benefits for U.S. Bank credit card and loan customers2. Learn More

Premium Checking

Interest-bearing, discounts on certain checking services, and a monthly mainenance fee waiver for seniors. Learn More

Platinum Checking Package

Interest-bearing plus a full menu of benefits on additional bank products. Learn More

All Accounts Include

Access to over 4,800 ATM machines, email/text alerts3, mobile banking4, visa check cards, and bill pay.

Learn How to Set Up Direct Deposit

Direct Deposit

To receive your bonus, you will need to set up a $500 minimum recurring direct deposit within 60 days of account opening. This is an easy, worry-free way to have electronic deposits - like paychecks or Social Security payments - deposited automatically into your U.S. Bank checking or savings accounts.

Set up payroll direct deposit with your employer

  1. Ask for a copy of your employer's direct deposit signup form, or download the U.S. Bank Direct Deposit Authorization Form (PDF).
  2. Provide your new U.S. Bank checking account number, U.S. Bank ABA Check routing number and other required information.
  3. Submit the completed direct deposit form to your employer.

Reminders when filling out the direct deposit authorization form

  • Read form completely and be sure to follow checklist items
  • Keep your information secure and submit directly to your employer
  • Can take several pay cycles to take effect. Follow up with Human Resources.
Enter Your Promo Code

Open a new checking account by the date specified in the letter or email you received.

Open a new qualifying checking account by the date specified in the letter or email you received.

Your bonus will be deposited in your account after we receive your direct deposit. This can take up to 6-8 weeks.

Enter promo code from your email or letter below to start your checking account application:

Apply Now