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How to Send Money to Students?

College students need to pay for books, course fees, meals, incidentals and more – sometimes with little warning. When that happens, you’ll want a simple way to send money fast. Most banks offer various ways to send money electronically, either for a small fee or for free.


At U.S. Bank, several options are available to quickly send and deposit money including:

  • U.S. Bank Send Money allows our customers to send and request money via Online or Mobile Banking.
    • Zelle® makes it easy to send money within the United States in minutes1 with just an email address or U.S. mobile number. And it’s free. Find it in Online and Mobile Banking as “Send Money with Zelle”.
    • If you have your recipient’s account and routing numbers, you can also send money fast and directly from your account to theirs.2
  • Deposit checks for free using Mobile Check Deposit3 in the U.S. Bank Mobile App. Checks deposited by 9 p.m. CT are generally available the next business day.

Learn more about our bank accounts for students

How to send money if your student is a U.S. Bank customer and you’re not

  1. Send money with Zelle - It’s quicker than sending cash or checks and it’s free. If your bank offers Zelle, all you need to do is enroll and use your student’s email address or mobile number.
  2. Send a check, which your student can deposit at any U.S. Bank branch or with Mobile Check Deposit in the U.S. Bank Mobile App.
  3. Stop by the nearest U.S. Bank branch and deposit money into your student’s account.

  1. To send money in minutes with Zelle, you must have an eligible U.S. Bank account and have a mobile number registered in your online and mobile banking profile for at least three calendar days. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Recipients must have an eligible bank account in the United States. Terms and conditions apply. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

  2. U.S Bank checking, savings or money market account required. To receive money, the recipient must have an account with a bank that supports Popmoney payments.

  3. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

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