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Savings Goal Calculator

Determine the savings plan that works best for you!

Your Savings Goal
3 Ways to Save
Choose 1 or more of these transfer options:
  • every
  • I use my check card times/month.
    I'd transfer for every purchase. (Choose an amount between $0.25 and $5.00)
  • I use my credit card times/month.
    I'd transfer for every purchase. (Choose an amount between $0.25 and $5.00)
  • Calculate

Savings Today And Rewards Tomorrow®

Make saving even more satisfying

As if setting money aside for a rainy-day fund, vacation or down payment weren't rewarding enough, S.T.A.R.T. gives you added incentive to save.


Reach a milestone, get rewarded

  • Save $1,000, get $50

    When you save $1,000, we'll recognize your achievement with a $50 U.S. Bank Rewards Visa® Card.2

  • Maintain that $1,000 or more for one year, get another $50

    Kept your balance up? Then you deserve even more rewards — another $50 U.S. Bank Rewards Visa Card with your name on it.

Plus all the other perks that will help you along the way, like:

  • Access to U.S. Bank Online Banking for tracking progress and transfers.
  • A detailed monthly account statement with S.T.A.R.T. information included.
  • 24/7 assistance from our bankers.

Savings without surprises

Peace of mind is a reward in itself. That's why S.T.A.R.T. offers tools to help you easily manage and monitor your accounts — so the only surprises you get are good ones.

  • Reminders to help you stay on track

    Monitor your savings with our optional Think Twice™ savings feature. It reminds you of your S.T.A.R.T. goal before you make a withdrawal or transfer from your savings account.

  • Worry —free transfers

    If your qualifying S.T.A.R.T. transfer will cause your account to become overdrawn, it will be skipped, ensuring no accidental overdraft fees.

  • Award-winning checking and savings

    When you enroll in S.T.A.R.T., you'll also enjoy the benefits that come with having a U.S. Bank Package Checking account.

Finally, rest assured U.S. Bank will be there whenever and wherever you need us. Customer service isn't just something we talk about. It's who we are — All of US Serving You™. In-branch. Online. On your mobile.


  1. The U.S. Bank Rewards Visa Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and fees may apply to Rewards Cards. For complete terms and conditions, see the "U.S. Bank Rewards Visa Card Agreement."
  2. Enrollment is required. A qualifying transfer from your Package Checking account to your Package Money Market Savings account must be scheduled and maintained. You must open and/or maintain an active U.S. Bank Package, including a Silver, Gold or Platinum Checking account AND a Package Money Market Savings account. A minimum deposit of $25 is required to open a Package Checking account and a minimum $25 is required to open a Package Money Market Savings account. All regular account-opening procedures apply. Certain conditions apply to U.S. Bank Packages. Credit products are subject to normal credit qualifications and approvals.
  3. You may be charged access fees by your carrier, dependent on your personal plan. Check with your carrier for details on specific fees and charges.

    Other conditions and restrictions may apply. Program is subject to change. See the S.T.A.R.T. Program Agreement for detailed information. For additional information regarding U.S. Bank Package product choices, the terms governing your accounts and the use of a U.S. Bank Check Card or Credit Card, consult the Your Deposit Account Agreement brochure, your Cardmember Agreement and your Consumer Pricing Information brochure. Deposit Products offered by U.S. Bank N.A., Member FDIC.

Enroll in S.T.A.R.T. Today

New to U.S. Bank? Open a qualifying checking and savings account, enroll in S.T.A.R.T. and select your savings preferences.

Enroll in S.T.A.R.T. online

Prefer to enroll in person? Visit a branch or call us toll-free
at 800-481-4544.

Already a U.S. Bank customer? Enroll your existing accounts.

Visit a branch or call 800-481-4544 and we'll enroll your existing accounts in the S.T.A.R.T. program.

Checking + Savings Package Benefits

There are three U.S. Bank Package accounts to choose from — Silver, Gold and Platinum. So no matter what your financial goals are, you'll get the convenience and flexibility you need.

Package: Silver Checking Gold Checking Platinum Checking
Best for: Customers who want basic banking options, maintain smaller balances and don't want to manage too many details. Customers with growing financial needs who want a simple, comprehensive and superior value solution. Customers with higher account balances who want to maintain their financial strength.
Package benefits:
  • Free U.S. Bank ATM transactions.
  • Preferred rates on new loans and home equity lines of credit.
  • Free Online and Mobile Banking.3
  • Free email and text alerts.3
  • Free Bill Pay
  • And much more.