What sets us apart

Ways to save

Take 0.25% of your new first mortgage loan amount and deduct it from your mortgage closing costs, up to a maximum of $1,0001. If you don’t have any costs at closing, the credit can be applied to other prepaid items, such as escrow or homeowner’s insurance.

Industry-leading technology

Find your new home with confidence through our industry-leading technology. Work on your loan application at your own pace. And you can count on our mortgage loan officers to partner with you whenever you need assistance.

Dedication to ethics

You can rely on us to do what’s right for you. For the seventh year in a row, we’ve been named one of the 2021 World’s Most Ethical Companies® by the Ethisphere Institute, in recognition of our demonstrated leadership in ethical business practices.

Here are two great options to get your mortgage process going.

Start your application.

We’ll confirm your personal and financial information, pull your credit, and connect you with a mortgage loan officer to discuss the results.

Get started

Chat with us.

Our experienced mortgage loan officers are ready to answer your home-buying questions.

Real people, real-world reviews

Get insights from people who have worked with us.

I was impressed with the U.S. Bank Mortgage customer experience and would both recommend U.S. Bank and give the highest marks! There were a few speedbumps along the way, but the U.S. Bank team managed everything both timely and professionally!

– James R.

Thank you so much for all of your help with this — I can’t thank you enough for going above and beyond! My wife and I are very grateful and would not be able to close on our house today if it wasn’t for all that you have done!

– Ryan M.

Through all the chaos and trials, working with you has been the one thing that has remained consistently over-the-top professional and on point. It has been so helpful to know that we were in such great and competent hands.

– Kevin R.


No matter where you’re headed, we’ve got you covered.

We provide loans in all 50 states and beyond, allowing you to choose from a variety of options that include:

  • Fixed- and adjustable-rate options
  • FHA, VA and USDA mortgages
  • Jumbo mortgages
  • Construction-to-permanent financing that offers a one-time closing