Choose a qualifying Checking Account

Learn about the two qualifying checking accounts. After you've read Step Two, enter your promotion code to start your application for a checking account.

Platinum Checking Package

Our top tier account, with competitive rates and all the perks. Learn More

Easy Checking

A basic checking account with great standard features. Learn More

Accounts Include

Access to more than 4,600 U.S. Bank ATMs, emails/text alerts2, online banking and U.S. Bank Mobile App.

Learn How to Set Up Direct Deposit

Direct Deposit

To receive your bonus, you will need to complete recurring direct deposits of two or more that total $1,000 or more within 60 days of account opening. This is an easy, worry-free way to have electronic deposits - like paychecks or Social Security payments - deposited automatically into your U.S. Bank checking or savings accounts.

Set up payroll direct deposit with your employer

  1. Ask for a copy of your employer's direct deposit signup form, or download the U.S. Bank Direct Deposit Authorization Form (PDF).
  2. Provide your new U.S. Bank checking account number, U.S. Bank ABA Check routing number and other required information.
  3. Submit the completed direct deposit form to your employer.

Reminders when filling out the direct deposit authorization form

  • Read form completely and be sure to follow checklist items
  • Keep your information secure and submit directly to your employer
  • Can take several pay cycles to take effect. Follow up with Human Resources.
Enter Your Promo Code

Open a new consumer Platinum Checking Package or Easy Checking account with your promotion code by the date specified in the letter or email you received.

Make sure to complete recurring direct deposits of two or more that total $1,000 or more within 60 days of account opening.

Your bonus will be deposited into your new checking account within 60 days of direct deposit verification.

Enter promo code from your email or letter below to start your checking account application:

Apply For Platinum Checking Apply For Easy Checking
Why U.S. Bank

Personalized service means 9 out of 10 customers refer U.S. Bank

Digital bank tools

Access to Online & Mobile Banking that makes it easy to track your spending, pay bills, send money, deposit checks and more.

Thousands of locations

More than 3,000 branches in 25 states. Access to more than 4,600 U.S. Bank ATMs.

Service and Support

Friendly support from real people. Telephone banking specialists located in the U.S. offering support anytime you need it, 24/7.