The U.S. Bank FlexPerks Travel Rewards Visa Signature card now comes with microchip technology. Merchants in Canada and overseas are already moving to this new credit card standard, which offers increased security and better acceptance.
The new FlexPerks Travel Rewards Visa Signature card still has a magnetic stripe in addition to the chip. It's compatible with merchant terminals and is accepted virtually everywhere Visa is accepted.
Whenever you encounter a chip reader (shown here) while traveling abroad, simply insert your card as directed by the merchant. It's all done quickly, easily and securely.
Why is my card changing?
This rapidly expanding technology is already in use or being implemented in 130 countries around the globe. Now you can expect improved acceptance when you travel to Canada and overseas.
Why put a microchip in a credit card?
The embedded microchip offers a greater degree of protection from unauthorized use because it is extremely difficult to copy. Best of all, your card is even easier to use in other countries, where chip card readers are becoming the norm.
What information is stored on the chip card?
The microchip embedded in the card stores the same type of information already stored in the magnetic stripe. Rest assured, no personal information about your account is stored on the chip card.
Will this card work in the United States?
Yes, the FlexPerks Travel Rewards Visa Signature card has a magnetic stripe, so it will work exactly like your other cards here at home.
What is payWave?
payWave allows you to pay with a wave of your card in front of the secure reader. Look for the payWave icon at checkout.
I don't have a Personal Identification Number (PIN) for my FlexPerks Visa card. Do I need one?
You need a PIN only for cash withdrawals at ATMs. If you want one, call U.S. Bank at 877-978-7446. You will be asked for your signature to complete most in-person transactions at home and abroad.