More Choice. More Cash Back.1

Earn up to 5% cash back on categories you choose.

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Cash+ Bonus

  • $100 New Cardmember Bonus after you apply online and spend $500 in the first 90 days of account opening.2
  • $25 Cash+ Bonus the first time you redeem $100 or more in a single redemption. Limit one per account.

Earn Cash Back

  • 5% cash back on your first $2,000 in combined net purchases3 each quarter on two categories you CHOOSE.4
  • 2% cash back on your choice of one everyday category (like gas or groceries).4
  • 1% cash back on your other everyday purchases.
  • No limit on total cash back earned.

Saving You Money

We will first consider you for the U.S. Bank Cash+ Visa Signature Card, but if you do not qualify you can still earn cash back! You will automatically be considered for the U.S. Bank Cash+ Visa Platinum Card ,which has the same earning rewards as the Cash+ Visa Signature Card, but does not offer the Visa Signature benefits.

We may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.


*Your 0% introductory APR applies to balance transfers made within 60 days of account opening. The introductory rate does not apply to purchases or cash advances. A balance transfer fee of 3% of each transfer amount ($5 minimum) will apply . We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information.

  1. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank Savings, Checking, or Money Market Account based on your designation, or as a U.S. Bank Rewards Card ($20 minimum redemption). Cash rewards expire 36 months after the billing cycle in which they are earned. Please refer to your Cardmember Agreement for additional information.
  2. This is an online offer only. New Cardmember Bonus is subject to credit approval. A one-time $100 bonus will be awarded upon approval for a new U.S. Bank Cash+ Visa Card, and after eligible net purchases (net purchases are purchases minus credits and returns) totaling $500 or more are made to your account within 90 days of account opening. Please allow 6-8 weeks after you have met the spend requirement, for your New Cardmember Bonus to be credited to your rewards balance. Existing and previous Cash+ Visa accounts do not qualify for the New Cardmember Bonus. New Cardmember Bonus does not apply toward account upgrades. This offer may not be combined with any other bonus offers.
  3. Net purchases are purchases minus credits and returns.
  4. Cardmember must enroll each quarter into categories of their choice, or all net purchases will earn no more than 1% cash back. Categories subject to change quarterly. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. As U.S. Bank cannot control how merchants choose to classify transactions, U.S. Bank cannot guarantee a transaction will qualify. Upon approval, full details will be provided in your Cardmember Agreement.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
© 2016 U.S. Bank National Association. All rights reserved.