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1-2-3 REWARDS® Visa® Card
Save an Additional
for the first three months when you
redeem 100 fuel points1at Kroger
Family of Stores Fuel centers

Plus earn FREE groceries with every purchase! 2

  • 1 point per net $1 spent anywhere2 Visa is accepted
  • 2 points per net $1 spent in the Kroger family of stores (excluding fuel centers)
  • 3 points per net $1 spent on the Kroger family of quality brands

Every 1,000 Points = $5 in FREE groceries. Rewards are sent automatically every quarter.

Plus enjoy these benefits:

  • Special 0% introductory APR* on all purchases and balance transfers for the first 9 billing cycles and after that, a variable APR, currently 13.99% - 23.99%,* based on your creditworthiness
  • You are protected with zero fraud liability3
  • No annual fee*
  • It's 3 cards in 1 – rewards card, shopper's card and Visa card

How to Apply


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