Choose between three checking packages. Use the apply now button below to have a promo code automatically entered for you. Note: if you apply for your checking package on another page, you will need to enter this promo code manually.

Platinum Checking Package

The Platinum Checking Package is our top-tier checking account. It offers the best rates and rewards and it pays interest on the money you keep in your account. The monthly maintenance fee of $24.95 can be waived depending on your U.S. Bank relationship. Learn more about our Platinum Checking Package.

Gold Checking Package

The Gold Checking Package has extra benefits for U.S. Bank credit card and loan customers, including no ATM fees at U.S. Bank ATMs and no fees on your first two transactions at non-U.S. Bank ATMs. The monthly maintenance fee of $14.95 can be waived depending on your U.S. Bank relationship. Learn more about our Gold Checking Package.

Easy Checking

Easy Checking offers the standard features available to all of our checking packages. These standard features include online/mobile banking and a U.S. Bank Visa® Debit Card. The monthly maintenance fee of $6.95 can be waived depending on your U.S. Bank relationship. Learn more about our Easy Checking Package.

Set up direct deposit

To receive your bonus, make at least two direct deposits that total $2,000 or more within 60 days of opening the account. This is an easy, worry-free way to have electronic deposits – like paychecks or Social Security payments – deposited automatically into your U.S. Bank checking or savings accounts.

Set up payroll direct deposit with your employer:

  • Ask for a copy of your employer's direct deposit signup form, or download the U.S. Bank Direct Deposit Authorization Form (PDF).
  • Provide your new U.S. Bank checking account number, U.S. Bank ABA check routing number and other required information.
  • Submit the completed direct deposit form to your employer. (Direct deposit can take several pay cycles to take effect. Follow up with Human Resources.)