You are Black History in the making.

Create a legacy that lasts for generations. Explore our resources, programs, tools and services to support you along the journey. Connect with a banker today to get started.

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Access your financial goals.

U.S. Bank Access Commitment™ is a set of initiatives dedicated to helping Black communities build wealth through owning a home, running a small business and managing finances. Our goal is to ensure that everyone has access to the tools, resources and networks that allow Black businesses and communities to thrive.

Learn more about Access Commitment

Put your plans into action.

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Manage your finances from anywhere.

Track your spending, set a budget you can stick to and manage your finances, right in the U.S. Bank Mobile App.

Download the app
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Work with a coach to plan for your future.

U.S. Bank offers free goals coaching to help you explore what truly matters in life, financial or not.

Learn more about goals coaching

Boost your financial skills with our online resources.

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Explore tips and information.

Discover educational resources to help you achieve your financial goals.

Visit financial IQ
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Learn at your own pace.

Spend a few minutes on interactive learning focused on financial wellness.

Browse the courses
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Hear from experts.

Visit our library of recorded webinars or register for an upcoming session.

Explore our webinars

We’re supporting our customers and communities.

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Expanding horizons for Black female entrepreneurs

Read the story
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U.S. Bank receives $60 million of New Markets Tax Credit allocation

Learn more
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How Black families can build generational wealth

See the tips

Let’s partner together.

Personal banking

One size does not fit all when it comes to banking. Manage your money with options tailored to your needs, from checking and savings to certificates of deposit

Explore personal banking

Business banking

There’s nothing small about running a business. Manage and grow your operations with solutions that can help every step of the way.

Browse business banking

Diversity, equity & inclusion

Our commitment to DEI is core to who we are and what we do. See how U.S. Bank celebrates our diverse backgrounds.

Learn about our approach to DEI
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Disclosures

  1. A minimum deposit of $25 is required to open a U.S. Bank Smartly® Checking account. Earn a $200 bonus by opening a new U.S. Bank Smartly® Checking account (excluding Safe Debit Account) by February 28, 2023. The checking account must be opened online. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 90 days of opening your account. You must also complete two or more direct deposits within 90 days of opening your account that total $5,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The $200 checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.

    A $25 minimum deposit is required to open a new U.S. Bank Standard Savings account. Earn your $100 bonus by opening a new Standard Savings account online from February 8, 2023 through February 28, 2023. Additionally, you must make deposit(s) of $15,000 or more by March 31, 2023 and then maintain a minimum total account balance of $15,000 through June 30, 2023. The $100 bonus will be credited to your new savings account within 60 days of final savings account balance verification. Standard Savings accounts are variable rate accounts. For Standard Savings, the following balance tiers and Annual Percentage Yield (APY) are accurate as of January 10, 2023. Any balance: 0.01%. Interest rates are determined at the bank’s discretion and can change at any time. Interest will be compounded daily and credited to your savings account quarterly. Fees may reduce earnings on account. Offer may not be combined with any other savings account bonus offers. Offer is not valid if you or any signer on the account have an existing U.S. Bank savings account, had a U.S. Bank consumer savings account in the last two years, or received other U.S. Bank savings bonus offers within the past two years. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.

    Limit one checking and savings bonus per eligible account. Current U.S. Bank employees are not eligible. Offer may not be available if you live outside of the U.S. Bank footprint. Offer not available through Alliance partnerships. Offer not available with Trust Accounts. Other restrictions may apply. All standard account terms, conditions and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosure.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.