Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Business Money Market Accounts

Business Money Market Accounts

Savings and flexibility for your business.

Your extra operating cash can earn money while remaining accessible should you need it immediately. Our business money market accounts give you access to your funds while paying competitive interest rates.

Three Money Market Options for Small Businesses




Earn higher rates of interest as your balance increases, and pay no monthly maintenance fee as long as you maintain a minimum balance of $5,000. Earn a bonus interest rate when you open a Platinum Business Package.

Enjoy competitive interest rates and ready access to your money with no monthly maintenance fees.

Use balances to offset service charges when linked to a Premium Business Checking account.

All of our money market accounts:

  • Are FDIC insured
  • Can be linked to your U.S. Bank business checking account for overdraft protection
  • Allow up to six (6) withdrawals per month
  • Accrue interest daily and pay interest monthly

How to Open a Business Money Market Account

With these documents, you can open an account today.

To open a U.S. Bank business account, just bring the following documents to any U.S. Bank branch office. Find a Branch Near You
Employer Identification Number (EIN) or tax ID number

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use owner’s Social Security number)

Document showing when organization was formed

Articles of Incorporation, Articles of Organization, charter, or a similar legal document that shows when your company was formed (not required for sole proprietors)

Government-issued photo ID

A government-issued photo ID and Social Security Number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

We’ll also need the following legal documentation specific to the legal structure of your business.

  • Sole Proprietorship – Assumed Name Certificate (Doing Business As)
  • Partnerships (all types) – A partnership agreement listing the name of the partnership and the general partners
  • Limited Liability Corporation (LLC) – Articles of Organization listing the names of members and managers
  • Corporation – Articles of Incorporation
  • Nonprofit Organization – A charter or other governing documents listing each member-elected officer

Federal Regulations Governing Savings and Money Market Transaction Limitations
Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments or checks) are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings accounts. Transactions that exceed federal regulations will be charged $15 per transaction. If account limitations are continually exceeded, the savings account will be closed or converted to a checking account as required by federal regulations.

Additional Savings and Money Market Disclosures
The average collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Unlike checking accounts, checks written on money market accounts are not returned with your statement. For additional disclosures on rates, fees, compounding and crediting, and other balance information, call 800-673-3555 or visit your local branch.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Get Started

Call Us

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: