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Your extra operating cash can earn money while remaining accessible should you need it immediately. Our business money market accounts give you access to your funds while paying competitive interest rates.
Earn higher rates of interest as your balance increases, and pay no monthly maintenance fee as long as you maintain a minimum balance of $5,000. Earn a bonus interest rate when you open a Platinum Business Package.
Enjoy competitive interest rates and ready access to your money with no monthly maintenance fees.
Use balances to offset service charges when linked to a Premium Business Checking account.
All of our money market accounts:
With these documents, you can open an account today.To open a U.S. Bank business account, just bring the following documents to any U.S. Bank branch office. Find a Branch Near You
We’ll also need the following legal documentation specific to the legal structure of your business.
Federal Regulations Governing Savings and Money Market Transaction Limitations
Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments or checks) are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings accounts. Transactions that exceed federal regulations will be charged $15 per transaction. If account limitations are continually exceeded, the savings account will be closed or converted to a checking account as required by federal regulations.
Additional Savings and Money Market Disclosures
The average collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. Unlike checking accounts, checks written on money market accounts are not returned with your statement. For additional disclosures on rates, fees, compounding and crediting, and other balance information, call 800-673-3555 or visit your local branch.