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Business Money Market Accounts

Business Money Market Accounts

Savings and flexibility for your business.

Your extra operating cash can earn money while remaining accessible should you need it immediately. Our business money market accounts give you access to your funds while paying competitive interest rates.


Three Money Market Options for Small Businesses




Earn higher rates of interest as your balance increases, and pay no monthly maintenance fee as long as you maintain a minimum balance of $10,000. Earn a bonus interest rate when you open a Platinum Business Package.
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Enjoy competitive interest rates and ready access to your money and pay no monthly maintenance fee as long as you maintain a minumum balance of $1,000.
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Use balances to offset service charges when linked to a Premium Business Checking account.
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All of our money market accounts:

  • Are FDIC insured
  • Can be linked to your U.S. Bank business checking account for overdraft protection
  • Allow up to six (6) withdrawals per month
  • Accrue interest daily and pay interest monthly

How to Open a Business Money Market Account

Bring the following documents to any U.S. Bank branch office to get started today. Find a Branch Near You

Employer Identification Number (EIN) or tax ID number

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use owner’s Social Security number)

Document showing when organization was formed

Articles of Incorporation, Articles of Organization, charter, or a similar legal document that shows when your company was formed (not required for sole proprietors)

Government-issued photo ID

A government-issued photo ID and Social Security Number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

We’ll also need the following legal documentation specific to the legal structure of your business.

  • Sole Proprietorship – Assumed Name Certificate (Doing Business As)
  • Partnerships (all types) – A partnership agreement listing the name of the partnership and the general partners
  • Limited Liability Corporation (LLC) – Articles of Organization listing the names of members and managers
  • Corporation – Articles of Incorporation
  • Nonprofit Organization – A charter or other governing documents listing each member-elected officer

Equal Housing Lender Equal Housing Lender

For all business money market accounts, Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the 6 per account cycle allowance will result in a $15 excessive withdrawal fee per transaction. If limitations are continuously exceeded, it may result in conversion to a checking account. Withdrawals and transfers made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle. For additional disclosures on rates, fees, compounding and crediting, and other balance information, call 800-673-3555 or visit your local branch.

Deposit Products Offered by U.S. Bank National Association. Member FDIC.

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