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Lines of Credit for Business

Keep your business running smoothly

Apply for a Cash Flow Manager Line of Credit1 and you could receive a decision as soon as same day, letting you to get back to the business of running yours.

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Which line of credit may be right for your business?

When considering a business line of credit, U.S. Bank has three options you can consider: a Cash Flow Manager Line of Credit, a Business Equity Line of Credit or a Business Line of Credit. Learn about the differences below, or contact with a specialist.

I want a quick and convenient process

A Cash Flow Manager Line of Credit is ideal for businesses that have been around for any number of years and need a line of credit to help manage cash flow. The application and decision process is fast, often resulting in same day decisions.

Key benefits
  • Lines up to $250,000
  • Easy application process with timely decisions
  • Variable interest rate with option to lock in a fixed rate2
I want to use my commercial real estate as collateral

A Business Equity Line of Credit is designed for established businesses that have more than $1 million in annual sales. It uses your real estate equity to fund your business needs.

Key benefits
  • Lines up to $500,000
  • Revolving terms with a five-year maximum
  • Monthly interest-only payments
My business requires a large line of credit

A Business Line of Credit is the largest line of credit we offer. This credit line is best for established businesses that operate with large, fluctuating cash flows.

Key benefits
  • Lines up to $2,000,000
  • Lower interest rates
  • Interest-only payments on credit over $100,000

Other options to consider

If you’re looking to start or acquire a professional practice, working capital loans are available.

Want to protect your business from overdrafts?
You can link your line of credit to your business checking account.

Find out how you could submit your open invoices and receive funding within days.4

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