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SBA Express Loans

SBA Express Loans

Flexible financing for a multitude of business needs.

If you’re looking for working capital up to $250,000, consider the Cash Flow Manager Line of Credit, which can be part of the SBA Express program. The benefits are significant with the Cash Flow Manager allowing you to borrow against the line on an as-needed basis. Learn more »

SBA Express Loans (from $100,000 to $350,000)

This SBA loan program offers term loans and line of credit options. Proceeds may be used for financing business acquisition, equipment, debt refinance, working capital, inventory and tenant improvements.

Key Benefits

  • Reduced SBA eligibility documentation requirements
  • Business assets may be used as collateral; real estate may be necessary
  • Accelerated processing with conventional loan documentation
  • Longer loan terms available

SBA Express Advance Rates

  • 75% – Inventory, leasehold improvements
  • 85% – Business Acquisition
  • 90% – Equipment, furniture & fixtures
  • 100% – Debt refinance, working capital

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines.

Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance. Deposit products offered by U.S. Bank National Association. Member FDIC.


The 3.49% interest rate applies to new or used equipment and vehicle loans up to 100% LTV and terms up to 36 months for credit qualified applicants. Disclosed rate reflects 0.50% discount based on automatic monthly payments from a U.S. Bank Business Checking account. Standard fees apply. Advertised rate is as of 4/7/16 and is subject to change without notice based on market conditions. See a banker for details.

 

Get Started Today

For SBA Express loans up to $250,000.
Online
By Email
 
For SBA Express loans over $250,000.
Visit Us
Call Us
866-280-3751

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