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SBA 7(a) and 504 Loans

SBA 7(a) and 504 Loans

Smart choices for long-term financing.

The U.S. Small Business Administration (SBA) plays a critical role in making financing available to small businesses for a wide array of purposes, from starting and growing a business to purchasing commercial real estate.

SBA loans can be used for a multitude of small business needs.

Funds may be used for a wide range of purposes, including:

  • Owner-occupied commercial real estate
  • Business expansion or acquisition
  • Franchise financing
  • Business startup costs
  • Financing newly established businesses
  • Partner or management buyout
  • Inventory purchase
  • Equipment, including restaurant equipment and vehicles
  • Machinery
  • Furniture
  • Debt refinance
  • Working capital

Business ownership and expansion loans from $250,000 to $5 million.

If you're interested in acquiring or expanding a business, two types of SBA loan programs are available. Both are designed for businesses with smaller borrowing needs.

Loan amounts:

  • Up to $5 million for the SBA 7(a) Business Loans

Real estate financing up to $11.25 million.

For small businesses seeking to purchase, refinance or build owner-occupied commercial real estate, three SBA-backed financing solutions are available.

Loan amounts:

  • Up to $5 million for SBA 7(a) Real Estate loans
  • Up to $11.25 million for SBA 504 loan programs
  • Up to $7 million for SBA 7(a) Pari Passu

Put our SBA expertise to work for you.

U.S. Bank is an SBA Preferred Lender and America’s most experienced SBA lender. Since 1976, we’ve provided more than $6 billion in SBA-backed loans to thousands of small businesses nationwide. We’ll work with you to determine what type of loan is best for you and help make the loan application process as easy as possible.

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines. Some restrictions may apply. Financing maximums and terms are determined by borrower qualifications and use of funds.

Get Started Today

Call Us
888-722-3948

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