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Equipment Finance

Equipment Finance

Get the business equipment you need.

The right equipment can help your business be more productive and profitable. Whether you’re looking to own or lease new or used equipment, our equipment financing solutions will ensure that your business has the tools it needs to grow and thrive.

Flexibility that fits.

Need deferred or seasonal payments? Our Equipment Finance team can match a payment structure to your business’s cash flow. In addition, we have the ability to finance multiple pieces of equipment and up to 25 percent of soft costs, all tailored to meet the needs of your equipment purchase.

More than 80% of U.S. businesses finance their equipment.

Using an equipment financing solution that offers 100 percent financing can be a smart business move. You’ll get your new equipment immediately, enjoy the ease of predictable monthly payments and conserve your working capital for other purposes, like inventory or operating expenses.

Advantages of a U.S. Bank business equipment loan

  • Financing for equipment from $10,000 - $500,000
  • One-page application up to $150,000
  • Credit decisions within hours
  • 100% financing
  • Up to 25% of soft costs may be covered, including sales tax, shipping, software, training, maintenance and installation
  • Payments structured to suit your needs: seasonal, monthly, quarterly, semi-annually or annually; deferred payments up to 90 days
  • Multiple pieces of equipment financed with one application

Financing is available for new and used equipment of all kinds.

We finance almost any kind of equipment your business needs to generate revenue, including medical and dental, commercial vehicles, industrial equipment, machine tool, heavy equipment, computer hardware and software, restaurant and catering equipment, office furniture, telephone systems and more.

Tax benefits of a business equipment loan

Several of our financing options allow you to deduct your monthly payments as an operating expense. In addition, our experts can help your business identify potential tax benefits under Section 179.1

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines.
Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance. Deposit products offered by U.S. Bank National Association. Member FDIC. Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Deposit products offered by U.S. Bank National Association. Member FDIC.


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