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Commercial Real Estate: Owner-Occupied Loan Options

Commercial Real Estate: Owner-Occupied Loan Options

Consider the benefits of owning.

The rewards of owning commercial real estate can be significant. We’ll work with you to determine if buying commercial property is the right decision for your business and provide the best financing solution for your needs, be it a conventional loan or one backed by the Small Business Administration (SBA).

Real estate loans for purchase, refinance or improvement.

If you’re ready to stop paying rent on your company’s building, we offer a variety of loans for the purchase, refinance and improvement of owner-occupied commercial property.

  • Up to 80% loan-to-value
  • Terms of 5, 10 and 15 years and amortization up to 25 years
  • Variable or fixed rates
  • Payments include principal and interest

SBA loans: Ideal for businesses that need flexible financing.

SBA loans are backed by the federal government and made available through lending partners like U.S. Bank. They’re designed for borrowers that may not meet the needs of conventional financing due to insufficient collateral, a low down payment or other credit factors.

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines.
Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance. Deposit products offered by U.S. Bank National Association. Member FDIC.


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