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Business Reserve Line

Business Reserve Line

Overdraft protection for peace of mind.

Protect your business from late payments, unexpected expenses and overdraft charges with a Business Reserve Line. This unsecured line of credit is linked to your business checking account and used specifically for overdraft protection.

Automatic advances for added convenience.

The beauty of a Business Reserve Line is that you don’t even need to think about it. Funds are automatically advanced into your business checking account whenever the balance falls below zero, protecting your cash flow and eliminating costly overdraft fees.

Key Benefits

  • A revolving line of credit up to $5,000
  • Easy application and approval process
  • Access your line of credit with U.S. Bank Online Banking to view activity and make payments
  • Minimum payment taken directly from your U.S. Bank business checking account

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. The annual fee for Business Reserve Line is $20. The ANNUAL PERCENTAGE RATE of interest applicable to the account shall be a fixed rate of 21.90%. Additional return item fees may apply if your balance exceeds the approved credit limit. Deposit Products offered by U.S. Bank National Association. Member FDIC. ©2016 U.S. Bank 160225 3/16

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