Skip Navigation: Internet Banking Login

Your browser's version is not compatible. Please upgrade your browser.
Cancel Icon

Business Reserve Line

Business Reserve Line

Overdraft protection for peace of mind.

Protect your business from late payments, unexpected expenses and overdraft charges with a Business Reserve Line. This unsecured line of credit is linked to your business checking account and used specifically for overdraft protection.

Automatic advances for added convenience.

The beauty of a Business Reserve Line is that you don’t even need to think about it. Funds are automatically advanced into your business checking account whenever the balance falls below zero, protecting your cash flow and eliminating costly overdraft fees.

Key Benefits

  • A revolving line of credit up to $5,000
  • Easy application and approval process
  • Access your line of credit with U.S. Bank Online Banking to view activity and make payments
  • Minimum payment taken directly from your U.S. Bank business checking account

Equal Housing Lender Equal Housing Lender

Subject to credit approval and program guidelines.

Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation. For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance. Deposit products offered by U.S. Bank National Association. Member FDIC.


The 3.49% interest rate applies to new or used equipment and vehicle loans up to 100% LTV and terms up to 36 months for credit qualified applicants. Disclosed rate reflects 0.50% discount based on automatic monthly payments from a U.S. Bank Business Checking account. Standard fees apply. Advertised rate is as of 10/22/15 and is subject to change without notice based on market conditions. See a banker for details.


Get Started Today

Visit Us
Call Us

Unsupported Browser

Unsupported Browser

We've detected that you are currently accessing this site using an older version of Internet Explorer. We have not designed this site to support older versions of Internet Explorer. Therefore, you may encounter issues with how the site is displayed and how you can navigate through the site when using this older browser. We highly recommend you upgrade your current browser or download a new version of a different browser.

Upgrade Internet Explorer

Alternatively, you may want to download a new version of a different browser: